Featured Savings Rates
Featured Accounts

Upper Michigan Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.35%1-year CD1 Year CD
0.15%SavingsShares
1.25%4-year CD4 Year CD

Overview / Commentary
906-387-3839
200 E STATE HIGHWAY M28
Munising, MI 49862

Upper Michigan Community Credit Union is headquartered in Munising and is the 160th largest credit union in the state of Michigan. It is also the 2,698th largest credit union in the nation. It was established in 1954 and as of September of 2016, it had grown to 13 employees and 4,489 members at 2 locations. Upper Michigan Community Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, own property or work in Delta, Alger, Schoolcraft, or Marquette Counties.
See current membership details

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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Upper Michigan Community Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #62138
Year Chartered1954
Employees13
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD3.11%
Annual Interest Income$896.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$35.7MM$34.2MM
LoansQ3 2016vs Q3 2015$21.8MM$21.5MM
DepositsQ3 2016vs Q3 2015$32.8MM$31.2MM
Equity CapitalQ3 2016vs Q3 2015$2.7MM$2.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$198.00K$169.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$174.00K$259.00K
Real Estate OwnedQ3 2016vs Q3 2015$47.00K$32.00K
Rates
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Upper Michigan Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--IRAs
0.35%--Roth IRA
0.35%--Educational IRA
0.15%--Shares
0.15%--Christmas Club

Upper Michigan Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%--4 Year CD
1.15%--3 Year CD
1.00%--2 Year CD
0.45%--1 & 1/2 Year CD
0.35%--1 Year CD
0.20%--6 Month CD
0.05%--3 Month CD
Locations


Upper Michigan Community Credit Union Locations
Branch Office200 E STATE HIGHWAY M28Munising, MI 49862
Branch Office2906 E State Hwy M67Trenary, MI 49891