Featured Savings Rates
Featured Accounts

Upper Michigan Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.30%1-year CD1 Year CD
0.05%SavingsShares
0.84%4-year CD4 Year CD

Overview / Commentary
906-387-3839
200 E STATE HIGHWAY M28
Munising, MI 49862

Upper Michigan Community Credit Union is headquartered in Munising and is the 162nd largest credit union in the state of Michigan. It is also the 2,713th largest credit union in the nation. It was established in 1954 and as of March of 2017, it had grown to 11 employees and 4,456 members at 2 locations. Upper Michigan Community Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, own property or work in Delta, Alger, Schoolcraft, or Marquette Counties.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Upper Michigan Community Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #62138
Year Chartered1954
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD5.8%
Annual Interest Income$293.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$35.9MM$35.3MM
LoansQ1 2017vs Q1 2016$21.9MM$20.9MM
DepositsQ1 2017vs Q1 2016$32.9MM$32.5MM
Equity CapitalQ1 2017vs Q1 2016$2.8MM$2.6MM
Loan Loss AllowanceQ1 2017vs Q1 2016$198.00K$184.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$153.00K$155.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$54.00K
Rates
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Upper Michigan Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRAs
0.05%--Shares
0.05%--Christmas Club

Upper Michigan Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.84%--4 Year CD
0.74%--3 Year CD
0.60%--2 Year CD
0.45%--1 & 1/2 Year CD
0.30%--1 Year CD
0.20%--6 Month CD
0.05%--3 Month CD
Locations


Upper Michigan Community Credit Union Locations
Branch Office200 E STATE HIGHWAY M28Munising, MI 49862
Branch Office2906 E State Hwy M67Trenary, MI 49891