Featured Savings Rates
Featured Accounts

Muskegon Co Op Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
4.00%Reward CheckingChoice Interest Checking
2.50%5-year CD60 Month CD
0.75%1-year CD12 Month Save to Win CD

Overview / Commentary
231-726-4871
1051 Peck St
Muskegon, MI 49440

Muskegon Co Op Federal Credit Union is headquartered in Muskegon and is the 134th largest credit union in the state of Michigan. It is also the 2,139th largest credit union in the nation. It was established in 1949 and as of September of 2017, it had grown to 21 employees and 10,217 members at 2 locations. Muskegon Co Op Federal Credit Union's CD rates are 22% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Muskegon, Oceana, Ottawa or Newaygo County and are members of Muskegon Co-operative Services. Muskegon Co-operative Services is open to everyone who live and work in those counties.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Muskegon Co Op Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #5982
Year Chartered1949
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD2.89%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$59.7MM$55.8MM
LoansQ3 2017vs Q3 2016$49.6MM$41.7MM
DepositsQ3 2017vs Q3 2016$51.4MM$47.7MM
Equity CapitalQ3 2017vs Q3 2016$7.6MM$7.2MM
Loan Loss AllowanceQ3 2017vs Q3 2016$303.00K$258.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$290.00K$348.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Muskegon Co Op Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Variable Rate Share Account
OTHER TIERS: 0.30% $2,500 - $20k | 0.40% $20k - $50k
0.50%*$5k*-HSA Checking
OTHER TIERS: 0.35% $300 - $5k
0.35%$300-Youth Share Account
0.35%$300-IRA Share Account
0.25%$300-Christmas/Vacation Club Account
0.25%$300-Regular Share Account
0.25%$300-Tax Club Account
0.25%$300-Sub Share Account

Muskegon Co Op Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%-$4kChoice Interest Checking - Qualifying

Muskegon Co Op Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$1,500-60 Month Platinum Member CD
2.50%$500-60 Month CD
2.25%$1,500-48 Month Platinum Member CD
2.00%$500-48 Month CD
2.00%$1,500-36 Month Platinum Member CD
1.75%$500-36 Month CD
1.75%$1,500-24 Month Platinum Member CD
1.75%$1,500-30 Month Platinum Member CD
1.50%$500-24 Month CD
1.50%$500-30 Month CD
1.35%$1,500-12 Month Platinum Member CD
1.35%$1,500-18 Month Platinum Member CD
1.15%$1,500-9 Month Platinum Member CD
1.10%$500-18 Month CD
1.10%$500-12 Month CD
1.05%$1,500-6 Month Platinum Member CD
1.00%$25-12 Month Save to Win Platinum Member CD
0.90%$500-9 Month CD
0.85%$1,500-3 Month Platinum Member CD
0.80%$500-6 Month CD
0.75%$25-12 Month Save to Win CD
0.60%$500-3 Month CD

Muskegon Co Op Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$1,500-60 Month Platinum Member IRA
2.50%$500-60 Month IRA
2.25%$1,500-48 Month Platinum Member IRA
2.00%$500-48 Month IRA
2.00%$1,500-36 Month Platinum Member IRA
1.75%$500-36 Month IRA
1.75%$1,500-24 Month Platinum Member IRA
1.75%$1,500-30 Month Platinum Member IRA
1.50%$500-24 Month IRA
1.50%$500-30 Month IRA
1.35%$1,500-12 Month Platinum Member IRA
1.35%$1,500-18 Month Platinum Member IRA
1.10%$500-12 Month IRA
1.10%$500-18 Month IRA
1.05%$1,500-6 Month Platinum Member IRA
0.85%$1,500-3 Month Platinum Member IRA
0.80%$500-6 Month IRA
0.60%$500-3 Month IRA
Locations


Muskegon Co Op Federal Credit Union Locations
Branch Office1051 Peck StMuskegon, MI 49440
Branch Office1920 E Laketon AveMuskegon, MI 49442