Featured Savings Rates
Featured Accounts

Muskegon Co Op Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
4.00%Reward CheckingChoice Interest Checking
1.91%5-year CD60 Month CD
0.61%1-year CD12 Month Save to Win CD

Overview / Commentary
231-726-4871
1051 Peck St
Muskegon, MI 49440

Muskegon Co Op Federal Credit Union is headquartered in Muskegon and is the 137th largest credit union in the state of Michigan. It is also the 2,207th largest credit union in the nation. It was established in 1949 and as of June of 2016, it had grown to 22 employees and 9,783 members at 2 locations. Muskegon Co Op Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Muskegon, Oceana, Ottawa or Newaygo County and are members of Muskegon Co-operative Services. Muskegon Co-operative Services is open to everyone who live and work in those counties.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Muskegon Co Op Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #5982
Year Chartered1949
Employees22
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD5.33%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$55.1MM$53.1MM
LoansQ2 2016vs Q2 2015$41.5MM$40.2MM
DepositsQ2 2016vs Q2 2015$46.8MM$45.9MM
Equity CapitalQ2 2016vs Q2 2015$7.1MM$6.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$259.00K$278.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$354.00K$103.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$36.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Muskegon Co Op Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Muskegon Co Op Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Variable Rate Share Account
OTHER TIERS: 0.30% $2,500 - $20k | 0.40% $20k - $50k
0.35%$300-Youth Share Account
0.35%$300-IRA Share Account
0.35%$300-HSA Checking
0.25%$300-Christmas Club Account
0.25%$300-Vacation Club Account
0.25%$300-Regular Share Account
0.25%$300-Tax Club Account
0.25%$300-Sub Share Account

Muskegon Co Op Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%-$4kChoice Interest Checking - Qualifying

Muskegon Co Op Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.91%$500-60 Month CD
1.60%$500-48 Month CD
1.20%$500-36 Month CD
0.86%$500-24 Month CD
0.86%$500-30 Month CD
0.71%$500-18 Month CD
0.71%$500-12 Month CD
0.62%$500-6 Month CD
0.62%$500-9 Month CD
0.61%$25-12 Month Save to Win CD
0.41%$500-3 Month CD

Muskegon Co Op Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.91%$500-60 Month IRA
1.60%$500-48 Month IRA
1.20%$500-36 Month IRA
0.86%$500-24 Month IRA
0.86%$500-30 Month IRA
0.71%$500-12 Month IRA
0.71%$500-18 Month IRA
0.62%$500-6 Month IRA
0.41%$500-3 Month IRA
Locations


Muskegon Co Op Federal Credit Union Locations
Branch Office1051 Peck StMuskegon, MI 49440
Branch Office1920 E Laketon AveMuskegon, MI 49442