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Muskegon Co Op Federal Credit Union

Popular Accounts at this Credit Union

4.00%Reward CheckingChoice Interest Checking
2.40%5-year CD60 Month CD
1.15%1-year CD12 Month Save to Win CD

Overview / Commentary
1051 Peck St
Muskegon, MI 49440

Muskegon Co Op Federal Credit Union is headquartered in Muskegon and is the 133rd largest credit union in the state of Michigan. It is also the 2,125th largest credit union in the nation. It was established in 1949 and as of December of 2017, it had grown to 22 employees and 10,273 members at 2 locations. Muskegon Co Op Federal Credit Union's CD rates are 39% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Muskegon, Oceana, Ottawa or Newaygo County and are members of Muskegon Co-operative Services. Muskegon Co-operative Services is open to everyone who live and work in those counties.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Muskegon Co Op Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #5982
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD4.52%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$59.9MM$56.3MM
LoansQ4 2017vs Q4 2016$49.2MM$43.9MM
DepositsQ4 2017vs Q4 2016$51.3MM$48.1MM
Equity CapitalQ4 2017vs Q4 2016$7.8MM$7.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$320.00K$274.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$407.00K$384.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Muskegon Co Op Federal Credit Union Savings Account Rates

0.50%*$50k*-Variable Rate Share Account
OTHER TIERS: 0.30% $2,500 - $20k | 0.40% $20k - $50k
0.50%*$5k*-HSA Checking
OTHER TIERS: 0.35% $300 - $5k
0.35%$300-Youth Share Account
0.35%$300-IRA Share Account
0.25%$300-Christmas/Vacation Club Account
0.25%$300-Regular Share Account
0.25%$300-Tax Club Account
0.25%$300-Sub Share Account

Muskegon Co Op Federal Credit Union Checking Account Rates

4.00%-$4kChoice Interest Checking - Qualifying

Muskegon Co Op Federal Credit Union CD Rates

2.65%$1,500-60 Month Platinum Member CD
2.40%$500-60 Month CD
2.40%$1,500-48 Month Platinum Member CD
2.15%$500-48 Month CD
2.15%$1,500-36 Month Platinum Member CD
1.95%$1,500-30 Month Platinum Member CD
1.90%$500-36 Month CD
1.85%$1,500-24 Month Platinum Member CD
1.70%$500-30 Month CD
1.60%$500-24 Month CD
1.50%$1,500-9 Month Platinum Member CD
1.50%$1,500-12 Month Platinum Member CD
1.50%$1,500-18 Month Platinum Member CD
1.40%$25-12 Month Save to Win Platinum Member CD
1.25%$500-18 Month CD
1.25%$500-12 Month CD
1.25%$500-9 Month CD
1.15%$25-12 Month Save to Win CD
1.15%$1,500-6 Month Platinum Member CD
0.90%$500-6 Month CD
0.85%$1,500-3 Month Platinum Member CD
0.60%$500-3 Month CD

Muskegon Co Op Federal Credit Union IRA Rates

2.65%$1,500-60 Month Platinum Member IRA
2.40%$500-60 Month IRA
2.40%$1,500-48 Month Platinum Member IRA
2.15%$500-48 Month IRA
2.15%$1,500-36 Month Platinum Member IRA
1.95%$1,500-30 Month Platinum Member IRA
1.90%$500-36 Month IRA
1.85%$1,500-24 Month Platinum Member IRA
1.70%$500-30 Month IRA
1.60%$500-24 Month IRA
1.50%$1,500-12 Month Platinum Member IRA
1.50%$1,500-18 Month Platinum Member IRA
1.25%$500-12 Month IRA
1.25%$500-18 Month IRA
1.15%$1,500-6 Month Platinum Member IRA
0.90%$500-6 Month IRA
0.85%$1,500-3 Month Platinum Member IRA
0.60%$500-3 Month IRA

Muskegon Co Op Federal Credit Union Locations
Branch Office1051 Peck StMuskegon, MI 49440
Branch Office1920 E Laketon AveMuskegon, MI 49442

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