Overview / Commentary
1051 Peck St
Muskegon, MI 49440

Muskegon Co Op Federal Credit Union is headquartered in Muskegon and is the 129th largest credit union in the state of Michigan. It is also the 2,067th largest credit union in the nation. It was established in 1949 and as of December of 2018, it had grown to 21 employees and 10,670 members at 2 locations. Muskegon Co Op Federal Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Muskegon, Oceana, Ottawa or Newaygo County and are members of Muskegon Co-operative Services. Muskegon Co-operative Services is open to everyone who live and work in those counties.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Muskegon Co Op Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #5982
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD5.79%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$63.0MM$59.9MM
LoansQ4 2018vs Q4 2017$54.3MM$49.2MM
DepositsQ4 2018vs Q4 2017$54.0MM$51.3MM
Equity CapitalQ4 2018vs Q4 2017$8.2MM$7.8MM
Loan Loss AllowanceQ4 2018vs Q4 2017$358.00K$320.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$167.00K$407.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Muskegon Co Op Federal Credit Union Savings Account Rates

1.00%*$5k*-HSA Checking
OTHER TIERS: 0.70% $300 - $5k
0.70%$300-IRA Share Account
0.50%$300-Christmas Club Account
0.50%$300-Youth Share Account
0.25%$300-Vacation Club Account
0.25%$300-Regular Share Account
0.25%$300-Tax Club Account
0.25%$300-Sub Share Account

Muskegon Co Op Federal Credit Union Money Market Rates

1.20%*$50k*-Money Market Share
OTHER TIERS: 1.00% $2.5k - $20k | 1.10% $20k - $50k

Muskegon Co Op Federal Credit Union Checking Account Rates

5.00%-$5kSecure Checking - Qualifying
4.00%-$4kBasic Checking - Qualifying

Muskegon Co Op Federal Credit Union CD Rates

3.25%$500-60 Month CD
3.25%$1.5k-60 Month Platinum Member CD
3.00%$500-48 Month CD
3.00%$1.5k-48 Month Platinum Member CD
2.75%$500-18 Month CD
2.75%$500-36 Month CD
2.75%$1.5k-18 Month Platinum Member CD
2.75%$1.5k-36 Month Platinum Member CD
2.55%$500-24 Month CD
2.55%$1.5k-24 Month Platinum Member CD
2.50%$500-18 Month CD Special
2.50%$1.5k-18 Month Platinum Member CD Special
2.45%$500-30 Month CD
2.45%$1.5k-30 Month Platinum Member CD
2.25%$500-12 Month CD
2.25%$1.5k-12 Month Platinum Member CD
1.95%$500-6 Month CD
1.95%$25-12 Month Save to Win CD
1.95%$500-9 Month CD
1.95%$1.5k-6 Month Platinum Member CD
1.95%$1.5k-9 Month Platinum Member CD
1.95%$25-12 Month Save to Win Platinum Member CD
0.85%$500-3 Month CD
0.85%$1.5k-3 Month Platinum Member CD

Muskegon Co Op Federal Credit Union IRA Rates

3.25%$500-60 Month IRA
3.25%$1.5k-60 Month Platinum Member IRA
3.00%$500-48 Month IRA
3.00%$1.5k-48 Month Platinum Member IRA
2.75%$500-18 Month IRA
2.75%$500-36 Month IRA
2.75%$1.5k-18 Month Platinum Member IRA
2.75%$1.5k-36 Month Platinum Member IRA
2.55%$500-24 Month IRA
2.55%$1.5k-24 Month Platinum Member IRA
2.45%$500-30 Month IRA
2.45%$1.5k-30 Month Platinum Member IRA
2.25%$500-12 Month IRA
2.25%$1.5k-12 Month Platinum Member IRA
1.95%$500-6 Month IRA
1.95%$1.5k-6 Month Platinum Member IRA
1.95%$500-9 Month IRA
1.95%$1.5k-9 Month Platinum Member IRA
0.85%$500-3 Month IRA
0.85%$1.5k-3 Month Platinum Member IRA

Muskegon Co Op Federal Credit Union Locations
Branch Office1051 Peck StMuskegon, MI 49440
Branch Office1920 E Laketon AveMuskegon, MI 49442

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