4.05% Reward Checking Account at MVB Bank in West Virginia - Local Only


Update 10/15/09: The top rate has fallen to 4.05% APY.

MVB Bank is offering a reward checking account called Most Valuable Checking. It has the following rates and features if certain monthly requirements are met:
  • 4.05% APY on balances up to $25,000
  • 1.01% APY on portion of balance over $25,000
  • 0.20% base rate if monthly requirements are not met
  • Refunds ATM fees nationwide of up to $50 per month
The monthly requirements include:
  • 10 Visa check card purchases
  • 1 automatic payment or direct deposit
  • Receive e-statements
Additional features of the account regardless of the monthly requirements include:
  • $50 minimum initial deposit
  • No minimum balance requirement
  • No monthly service charge
  • Mulitple accounts can be opened but requirements must be met for each to receive the top rate
There's an online application at the bank's micro-website, but it appears a branch visit is required to complete the application process. Branches are located in the West Virginia cities of Martinsburg, Bridgeport, Charles Town and Fairmont.

The bank has been a FDIC member since 1999 (FDIC Certificate # 34603).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Rate History:
10/07/09: 4.05% APY up to $25K
06/28/09: 4.50% APY up to $25K; 1.01% over; 0.20% base
Related Pages: MVB Bank, Pittsburgh, Washington, Charleston, Clarksburg, checking account, reward checking account

  |     |   Comment #1
Rate down to 4.05%

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