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Overview / Commentary
650-366-5522
510 Veterans Blvd Ste B
Redwood City, CA 94063

My Credit Union is headquartered in Redwood City and is the 232nd largest credit union in the state of California. It is also the 2,776th largest credit union in the nation. It was established in 1963 and as of March of 2016, it had grown to 5 employees and 3,169 members at 3 locations. My Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership at My Credit Union is open to anyone who lives, works or worships in San Mateo County, or one of our Select Employee Groups.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. My Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #68446
Year Chartered1963
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD-0.05%
Return on Equity - YTD-0.57%
Annual Interest Income$266.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$33.8MM$34.4MM
LoansQ1 2016vs Q1 2015$21.8MM$18.6MM
DepositsQ1 2016vs Q1 2015$30.9MM$31.5MM
Equity CapitalQ1 2016vs Q1 2015$2.8MM$2.8MM
Loan Loss AllowanceQ1 2016vs Q1 2015$128.00K$164.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$112.00K$9.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

My Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Adventures Club Account
0.05%$15-Java Club Account
0.02%$50-Regular Share Account
0.02%--Regular IRA Share Account
0.02%--Roth IRA Share Account
0.02%--Educational IRA Share Account

My Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%*$5k*$250kMoney Market Account
OTHER TIERS: 0.00% Up to $5k | 0.01% $250k+

My Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$500-3 Year CD
0.10%$100-6 Month to 1 Year Adventure Club CD
0.10%$100-6 Month to 1 Year Java Club CD
0.10%$500-2 Year CD
0.10%*$95k*-6 Month CD
OTHER TIERS: 0.05% $500 - $95k
0.07%$500-1 Year CD

My Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$500-3 Year IRA
0.10%$500-2 Year IRA
0.10%*$95k*-6 Month IRA
OTHER TIERS: 0.05% $500 - $95k
0.07%$500-1 Year IRA
Locations


My Credit Union Locations
Branch Office510 Veterans Blvd Ste BRedwood City, CA 94063
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