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Overview / Commentary
510 Veterans Blvd Ste B
Redwood City, CA 94063

My Credit Union is headquartered in Redwood City and is the 232nd largest credit union in the state of California. It is also the 2,797th largest credit union in the nation. It was established in 1963 and as of June of 2016, it had grown to 5 employees and 3,211 members at 3 locations. My Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in San Mateo County in California.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. My Credit Union has a low asset base.

Health Grade Components

NCUA #68446
Year Chartered1963
Primary Regulator
Profit Margin
Return on Assets - YTD-0.02%
Return on Equity - YTD-0.22%
Annual Interest Income$552.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$33.0MM$33.0MM
LoansQ2 2016vs Q2 2015$22.2MM$19.4MM
DepositsQ2 2016vs Q2 2015$30.2MM$29.9MM
Equity CapitalQ2 2016vs Q2 2015$2.8MM$2.8MM
Loan Loss AllowanceQ2 2016vs Q2 2015$94.00K$165.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$40.00K$37.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

My Credit Union Savings Account Rates

0.05%--Adventures Club Account
0.05%$15-Java Club Account
0.02%$50-Regular Share Account
0.02%--Regular IRA Share Account
0.02%--Roth IRA Share Account
0.02%--Educational IRA Share Account

My Credit Union Money Market Rates

0.02%*$5k*$250kMoney Market Account
OTHER TIERS: 0.00% Up to $5k | 0.01% $250k+

My Credit Union CD Rates

0.15%$500-3 Year CD
0.10%$100-6 Month to 1 Year Adventure Club CD
0.10%$100-6 Month to 1 Year Java Club CD
0.10%$500-2 Year CD
0.10%*$95k*-6 Month CD
OTHER TIERS: 0.05% $500 - $95k
0.07%$500-1 Year CD

My Credit Union IRA Rates

0.15%$500-3 Year IRA
0.10%$500-2 Year IRA
0.10%*$95k*-6 Month IRA
OTHER TIERS: 0.05% $500 - $95k
0.07%$500-1 Year IRA

My Credit Union Locations
Branch Office510 Veterans Blvd Ste BRedwood City, CA 94063
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