Overview / Commentary
1414 Burton St SW
Wyoming, MI 49509

My Personal Credit Union is headquartered in Wyoming and is the 80th largest credit union in the state of Michigan. It is also the 1,347th largest credit union in the nation. It was established in 1951 and as of September of 2018, it had grown to 38 employees and 13,654 members at 5 locations. My Personal Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Ottawa, Kent, Muskegon, or Allegan Counties in Michigan.
See current membership details

Reviews (1)

Best Experiences Ever

Posted by: showe1lj | Oct 10, 2016

I have been with My Personal Credit Union for almost 8 years now. I opened my first savings account there when I was 17 years old and my family have been members ever since I can remember. Every time I visit MPCU in person, I am always greeted with such friendly customer service. I recently had to order a new debit card from MPCU and after waiting several weeks it had not arrived. Frustrated, I called and talked with their customer service representatives about the issue, and the lady on the other end was so helpful and assured me a new card was being sent ASAP. I got my new car in the mail just two days later. Although I no longer live in Michigan, I still use MPCU for all of my banking needs. Their online services make it really easy to access my accounts even though I'm in a completely different state.


Health Grade Components

NCUA #62243
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD7.08%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$134.7MM$132.7MM
LoansQ3 2018vs Q3 2017$79.2MM$72.4MM
DepositsQ3 2018vs Q3 2017$122.6MM$120.9MM
Equity CapitalQ3 2018vs Q3 2017$11.7MM$11.4MM
Loan Loss AllowanceQ3 2018vs Q3 2017$282.00K$250.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$411.00K$321.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not My Personal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

My Personal Credit Union Savings Account Rates

0.50%*$500k*-Prosper Savings Account
OTHER TIERS: 0.20% Up to $10k | 0.30% $10k - $100k | 0.40% $100k - $500k
0.20%--IRA Savings Account
0.20%--Roth IRA Savings Account
0.10%$5-Savings Account
0.10%--Holiday Savings Account
0.10%--Vacation Savings Account
0.10%--Escrow Account

My Personal Credit Union Money Market Rates

0.50%*$500k*-Success Money Market Account
OTHER TIERS: 0.10% Up to $50k | 0.25% $50k - $100k | 0.40% $100k - $500k
0.30%$2.5k-Money Market Account

My Personal Credit Union Checking Account Rates

0.30%*$10k*-Optimum Checking Account
OTHER TIERS: 0.20% Up to $10k
0.10%$1k-Select Checking Account

My Personal Credit Union CD Rates

2.00%$500-60 Month CD
1.75%$500-48 Month CD
1.51%$500-36 Month CD
1.26%$500-30 Month CD
1.00%$500-24 Month CD
0.75%$500-18 Month CD
0.40%$500-12 Month CD
0.40%$500-17 Month CD Renewal
0.40%$500-15 Month CD Renewal
0.40%$500-13 Month CD Renewal
0.25%--12 Month Balance Builder CD
0.10%$500-6 Month CD
0.10%$500-9 Month CD

My Personal Credit Union IRA Rates

2.00%$500-60 Month IRA
1.75%$500-48 Month IRA CD
1.51%$500-36 Month IRA
1.26%$500-30 Month IRA CD
1.00%$500-24 Month IRA CD
0.75%$500-18 Month IRA CD
0.40%$500-12 Month IRA CD
0.40%$500-17 Month IRA Renewal
0.40%$500-15 Month IRA Renewal
0.40%$500-13 Month IRA Renewal
0.25%--12 Month Balance Builder IRA CD
0.10%$500-6 Month IRA CD
0.10%$500-9 Month IRA CD

My Personal Credit Union Locations
Branch Office1414 Burton St SWWyoming, MI 49509
Branch Office2187 Port Sheldon StJenison, MI 49428
Branch Office1147 W Randall StCoopersville, MI 49404-1315
Branch Office4833 Town Center Dr SEGrand Rapids, MI 49512-9728
Branch Office1327 Plainfield Ave NEGrand Rapids, MI 49505

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.