Featured Savings Rates
Featured Accounts

My Personal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.40%5-year CD60 Month CD
0.25%1-year CD13 Month CD Renewal
0.10%SavingsSavings Account

Overview / Commentary
616-452-2161
1414 Burton St SW
Wyoming, MI 49509

My Personal Credit Union is headquartered in Wyoming and is the 84th largest credit union in the state of Michigan. It is also the 1,354th largest credit union in the nation. It was established in 1951 and as of March of 2017, it had grown to 38 employees and 13,232 members at 5 locations. My Personal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Ottawa, Kent, Muskegon, or Allegan Counties in Michigan.
See current membership details

Reviews (1)

Best Experiences Ever

Posted by: showe1lj | Oct 10, 2016

I have been with My Personal Credit Union for almost 8 years now. I opened my first savings account there when I was 17 years old and my family have been members ever since I can remember. Every time I visit MPCU in person, I am always greeted with such friendly customer service. I recently had to order a new debit card from MPCU and after waiting several weeks it had not arrived. Frustrated, I called and talked with their customer service representatives about the issue, and the lady on the other end was so helpful and assured me a new card was being sent ASAP. I got my new car in the mail just two days later. Although I no longer live in Michigan, I still use MPCU for all of my banking needs. Their online services make it really easy to access my accounts even though I'm in a completely different state.



Health

Health Grade Components

Overall
NCUA #62243
Year Chartered1951
Employees38
Primary Regulator
Profit Margin
Return on Assets - YTD0.09%
Return on Equity - YTD1.03%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$132.2MM$123.4MM
LoansQ1 2017vs Q1 2016$67.5MM$63.1MM
DepositsQ1 2017vs Q1 2016$120.8MM$112.2MM
Equity CapitalQ1 2017vs Q1 2016$11.2MM$11.1MM
Loan Loss AllowanceQ1 2017vs Q1 2016$227.00K$272.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$226.00K$516.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

My Personal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$500k*-Prosper Savings Account
OTHER TIERS: 0.10% Up to $10k | 0.20% $10k - $100k | 0.25% $100k - $500k
0.20%--IRA Savings Account
0.20%--Roth IRA Savings Account
0.10%--Savings Account
0.10%--Holiday Savings Account
0.10%--Vacation Savings Account
0.10%--Escrow Account

My Personal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$500k*-Success Money Market Account
OTHER TIERS: 0.10% Up to $50k | 0.25% $50k - $100k | 0.30% $100k - $500k
0.15%$2,500-Money Market Account

My Personal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Optimum Checking Account
OTHER TIERS: 0.10% Up to $10k
0.10%$1k-Select Checking Account

My Personal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%$500-60 Month CD
0.95%$500-48 Month CD
0.65%$500-36 Month CD
0.50%$500-30 Month CD
0.40%$500-24 Month CD
0.35%$500-18 Month CD
0.25%$500-12 Month CD
0.25%$500-17 Month CD Renewal
0.25%$500-15 Month CD Renewal
0.25%$500-13 Month CD Renewal
0.20%--12 Month Balance Builder CD
0.15%$500-6 Month CD
0.15%$500-9 Month CD

My Personal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%$500-60 Month IRA
0.95%$500-48 Month IRA CD
0.65%$500-36 Month IRA
0.50%$500-30 Month IRA CD
0.40%$500-24 Month IRA CD
0.35%$500-18 Month IRA CD
0.25%$500-12 Month IRA CD
0.25%$500-17 Month IRA Renewal
0.25%$500-15 Month IRA Renewal
0.25%$500-13 Month IRA Renewal
0.20%--12 Month Balance Builder IRA CD
0.15%$500-6 Month IRA CD
0.15%$500-9 Month IRA CD
Locations


My Personal Credit Union Locations
Branch Office1414 Burton St SWWyoming, MI 49509
Branch Office2187 Port Sheldon StJenison, MI 49428
Branch Office1147 W Randall StCoopersville, MI 49404-1315
Branch Office4833 Town Center Dr SEGrand Rapids, MI 49512-9728
Branch Office1327 Plainfield Ave NEGrand Rapids, MI 49505