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Overview / Commentary
413-442-6501
101 Fenn St
Pittsfield, MA 01201

MyCom Federal Credit Union is headquartered in Pittsfield and is the 103rd largest credit union in the state of Massachusetts. It is also the 3,503rd largest credit union in the nation. It was established in 1955 and as of December of 2017, it had grown to 5 employees and 2,239 members at 1 location. MyCom Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Berkshire County.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. MyCom Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #10065
Year Chartered1955
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD3.6%
Annual Interest Income$667.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$18.2MM$17.8MM
LoansQ4 2017vs Q4 2016$7.7MM$7.0MM
DepositsQ4 2017vs Q4 2016$15.9MM$15.6MM
Equity CapitalQ4 2017vs Q4 2016$2.2MM$2.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$60.00K$70.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$88.00K$62.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MyCom Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Share Savings
0.10%--Christmas / Vacation Club

MyCom Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$75k*-Money Market Share
OTHER TIERS: 0.15% $2,500 - $25k | 0.20% $25k - $75k

MyCom Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%$1k-48 Month CD
1.00%$1k-36 Month CD
0.75%$1k-24 Month CD
0.50%$1k-18 Month CD
0.30%$1k-12 Month CD
Locations


MyCom Federal Credit Union Locations
Branch Office101 Fenn StPittsfield, MA 01201

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