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Overview / Commentary
101 Fenn St
Pittsfield, MA 01201

Mycom Federal Credit Union is headquartered in Pittsfield and is the 109th largest credit union in the state of Massachusetts. It is also the 3,639th largest credit union in the nation. It was established in 1955 and as of June of 2016, it had grown to 5 employees and 2,406 members at 1 location. Mycom Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Berkshire County.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mycom Federal Credit Union has a low asset base.

Health Grade Components

NCUA #10065
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.07%
Return on Equity - YTD0.57%
Annual Interest Income$290.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$17.2MM$16.4MM
LoansQ2 2016vs Q2 2015$6.7MM$7.1MM
DepositsQ2 2016vs Q2 2015$15.0MM$14.3MM
Equity CapitalQ2 2016vs Q2 2015$2.1MM$2.1MM
Loan Loss AllowanceQ2 2016vs Q2 2015$73.00K$92.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$4.00K$45.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mycom Federal Credit Union Savings Account Rates

0.10%--Share Savings
0.10%--Christmas Club
0.10%--Vacation Club

Mycom Federal Credit Union Money Market Rates

0.25%*$75k*-Money Market Share Account
OTHER TIERS: 0.15% $2,500 - $25k | 0.20% $25k - $75k

Mycom Federal Credit Union CD Rates

1.31%$1k-48 Month CD
1.00%$1k-36 Month CD
0.75%$1k-24 Month CD
0.50%$1k-18 Month CD
0.30%$1k-12 Month CD

Mycom Federal Credit Union Locations
Branch Office101 Fenn StPittsfield, MA 01201