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Overview / Commentary
101 Fenn St
Pittsfield, MA 01201

Mycom Federal Credit Union is headquartered in Pittsfield and is the 107th largest credit union in the state of Massachusetts. It is also the 3,583rd largest credit union in the nation. It was established in 1955 and as of December of 2016, it had grown to 6 employees and 2,422 members at 1 location. Mycom Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Berkshire County.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mycom Federal Credit Union has a low asset base.

Health Grade Components

NCUA #10065
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD1.37%
Annual Interest Income$595.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$17.8MM$16.8MM
LoansQ4 2016vs Q4 2015$7.0MM$7.0MM
DepositsQ4 2016vs Q4 2015$15.6MM$14.7MM
Equity CapitalQ4 2016vs Q4 2015$2.1MM$2.1MM
Loan Loss AllowanceQ4 2016vs Q4 2015$70.00K$93.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$62.00K$34.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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Mycom Federal Credit Union Savings Account Rates

0.10%--Share Savings
0.10%--Christmas Club
0.10%--Vacation Club

Mycom Federal Credit Union Money Market Rates

0.25%*$75k*-Money Market Share Account
OTHER TIERS: 0.15% $2,500 - $25k | 0.20% $25k - $75k

Mycom Federal Credit Union CD Rates

1.31%$1k-48 Month CD
1.00%$1k-36 Month CD
0.75%$1k-24 Month CD
0.50%$1k-18 Month CD
0.30%$1k-12 Month CD

Mycom Federal Credit Union Locations
Branch Office101 Fenn StPittsfield, MA 01201