Overview / Commentary
3776 S Highland Dr
Salt Lake City, UT 84106

National J. A. C. L. Credit Union is headquartered in Salt Lake City and is the 33rd largest credit union in the state of Utah. It is also the 2,810th largest credit union in the nation. It was established in 1987 and as of December of 2018, it had grown to 5 employees and 3,513 members at 2 locations. National J. A. C. L. Credit Union has a B health rating.

Field of Membership Restrictions

Must be a member of the National Japanese American Citizens League (JACL).
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. National J. A. C. L. Credit Union has a low asset base.

Health Grade Components

NCUA #67005
Year Chartered1987
Primary Regulator
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD1.95%
Annual Interest Income$968.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$31.9MM$31.4MM
LoansQ4 2018vs Q4 2017$16.7MM$14.5MM
DepositsQ4 2018vs Q4 2017$26.3MM$27.8MM
Equity CapitalQ4 2018vs Q4 2017$3.4MM$3.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$103.00K$127.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$59.00K$81.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

National J. A. C. L. Credit Union Savings Account Rates

0.30%--IRA Accumulator Account
0.05%$50-Savings Account

National J. A. C. L. Credit Union Money Market Rates

0.30%*$50k*-Money Market Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k | 0.20% $25k - $50k

National J. A. C. L. Credit Union Checking Account Rates

0.15%$500-Checking Account

National J. A. C. L. Credit Union CD Rates

2.35%$1k-60 Month CD
2.05%$1k-48 Month CD
1.65%$1k-36 Month CD
0.40%$1k-24 Month CD
0.30%$1k-18 Month CD
0.20%$1k-12 Month CD
0.10%$1k-6 Month CD

National J. A. C. L. Credit Union Locations
Branch Office3776 S Highland DrSalt Lake City, UT 84106-3270
Branch Office9260 S 300 ESandy, UT 84070-2917

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