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Overview / Commentary
304-455-6719
15710 Energy Rd
Proctor, WV 26055

Natrium Employees Federal Credit Union is headquartered in Proctor and is the 59th largest credit union in the state of West Virginia. It is also the 4,413th largest credit union in the nation. It was established in 1984 and as of December of 2016, it had grown to 3 employees and 785 members at 1 location. Natrium Employees Federal Credit Union has a C+ health rating.

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Natrium Employees Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #24090
Year Chartered1984
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD2.59%
Annual Interest Income$193.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$8.3MM$8.7MM
LoansQ4 2016vs Q4 2015$2.5MM$2.5MM
DepositsQ4 2016vs Q4 2015$7.6MM$8.0MM
Equity CapitalQ4 2016vs Q4 2015$696.00K$679.00K
Loan Loss AllowanceQ4 2016vs Q4 2015$23.00K$36.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$5.00K$25.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates

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Locations


Natrium Employees Federal Credit Union Locations
Branch Office15710 Energy RdProctor, WV 26055-1302