Navy Army Community Credit Union

Popular Accounts at this Credit Union

1.45%2-year CD
1.10%1-year CD
3.01%Reward Checking
View all Navy Army Community Credit Union rates »

Overview / Commentary
2730 Rodd Field Rd
Corpus Christi, TX 78414-3146

Navy Army Community Credit Union is headquartered in Corpus Christi and is the 6th largest credit union in the state of Texas. It is also the 81st largest credit union in the nation. It was established in 1955 and as of September of 2018, it had grown to 492 employees and 172,957 members at 17 locations. Navy Army Community Credit Union's money market rates are 48% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Navy Army Community Credit Union is open to those who live, work, attend school or worship in Aransas, Bee, Cameron, Hidalgo, Jim Wells, Kleberg, Nueces or San Patricio Counties in Texas.
See current membership details

Related Posts

NavyArmy Community Credit Union Ups 30-Month CD - 7/12/2018

NavyArmy Community Credit Union (TX) has hiked the rate on its 30-month CD Special to 3.33% APY. The 13-month CD Special rate was raised to 2.83% APY. $1k min deposit.

NavyArmy Community Credit Union (TX) Adds 30-month CD - 4/16/2018

NavyArmy Community Credit Union (south Texas) has added a 30-month CD (2.75% APY). The minimum deposit is $1k, with no stated balance cap.

Bonus Dividend - 12/25/2017

Navy Army CCU just announced a 12% Bonus Dividend. Per the notification, the bonus dividend are above and beyond NavyArmy's cost of doing business. Bonus dividends are not part of their normal dividend process and are not guaranteed.

View all posts from:

12/24/15 - NavyArmy CCU Increases Rates On 2- And 3-Year CDs
12/19/15 - Navyarmy CCU Announces 10% Bonus Dividend
12/18/14 - NavyArmy Community Credit Union paid a year-end dividend
12/13/13 - NavyArmy CCU Declares A Bonus Dividend Of 6%
9/6/13 - NavyArmy CCU (Subtly) Changed Their Second-Tier RCA Rate
8/29/13 - Hidden Benefits Of RCAs -- E.G., NavyArmy CCU
8/20/13 - NavyArmy CCU Lowers 30-Month CD Rate And Increases 24-Month CD Rate
1/9/13 - Best CD in America has a Rate Cut - Navy Army Community CU in Texas - Local Only
12/17/12 - Navy Army CCU Pays 12% Year-End Dividend
11/13/12 - Top 30-Month CD Rate Continues at Navy Army Community Credit Union in Texas - Local Only
12/8/11 - Top Mid-Term CD Rate at NavyArmy Federal Credit Union in Texas - Local Only
3/18/11 - NavyArmy FCU Rate Change For Libery Checking
8/20/10 - Top CD and Reward Checking Rates Continue at Navy Army FCU in SE Texas - Local Only
6/21/10 - Top CD, Money Market and Reward Checking Rates at NavyArmy FCU in TX - Local Only
2/17/10 - CD Deals Continue at Navy Army FCU in Corpus Christi Texas - Local Only
12/16/09 - 2.55% 24-Month CD & 2.10% 12-Month CD at Navy Army FCU in Texas - Local Only
6/28/09 - High-Yield Reward Checking Account at NavyArmy Federal Credit Union in Texas - Local Only
5/19/09 - 2.60% 12-Month CD & Other Competitive Rates at NavyArmy FCU in Texas - Local Only
3/12/09 - 2.70% 9-Month CD & 3.15% 24-Month CD at NavyArmy FCU in Texas
12/11/08 - CD Rates from 3.85% for 3-mo Term to 4.20% for 24-mo Term at NavyArmy FCU in Texas
3/29/08 - 3.92% 12-Month / 4.07% 24-Month CD at a Texas CU (NavyArmy)

Reviews (5)

I love my bank!

This was the first bank account I set up on my own. The online set up was so easy and wait time on the phone was nothing. They answered any questions i had and helped me find the account type that would work best for my situation. They have monthly incentives that keep you wanting to use them more! They don't pull out outrageous monthly fees like I've heard banks do, and they made it super east to transfer money from my checking to my savings account. The website and phone app are very user friendly and it would be hard for someone to hack into my account becasue of all the extra security cautions they take!

An excellent choice

The NavyArmy Community Credit Union is the best CU I have belonged to. They have friendly staff, whether at the teller windows or in the customer service area. They offer a wide variety of accounts including checking, savings, CDs, IRAs, loans. One can have a personal account or a business account or both. The small initial deposit is left in the savings account. When it is $50.00 or more, interest and dividends accrue. There are three types of checking accounts. One allows money over a certain amount to accrue the best interest rates around...far better than any bank I know right now. A debit card is offered and ePay can direct a company to receive their payments from the account you choose. The online banking service is easy to navigate. They have phone service where a real person answers the phone during business hours and helps you through whatever you need as well as coming in and actually sitting face-to-face with a customer service rep. It is a great credit union to be a part of.

Great CU -- Good And Sustainable Rate!

Posted by: 51hh | Nov 26, 2016

One of my life lines for years.

No Complaints In Over 20 Years

Posted by: rosalie5 | May 15, 2015

I have had a checking and savings account here for more than 20 years. When I started, it was Navy Army Federal Credit Union or NAFCU (now Navy Army Community Credit Union or NACCU). For the first 6 or 7 years, I lived in Corpus Christi, enjoyed my banking experience with NAFCU...customer service was always very professional and helpful. My account did go into dormancy for a few years after I moved out of state and began using a local bank in my new city, but NAFCU never charged me any kind of fee for non-use. Thank goodness I never closed the account because later I discovered their new reward checking account called Liberty Checking. The original interest rate of 4.5% was so awesome and customer service had no problem taking my checking account out of dormancy, returning it to active status, and changing it to a reward checking account. Since then I have been thrilled to resume use of my now NACCU reward checking account and have earned some great interest. The now 3.5% interest on all balances up to $25,000 has remained steady for several years now and is still a great rate comparatively. Customer service has also remained easy to work with. Haven't found any other checking options to tempt me away from NACCU.

Bonus Dividends

Posted by: Anon456 | Dec 17, 2014

WOW - just got in a notice today that they posted a deposit for a bonus dividend. This year, it was 18%. That 18% of the dividend values from Jan 2014 through Nov 2014.

I had a blended rate of 2.0% on some holdings. Times 1.18%, that brought me up to 2.36%.

I think the Bonus rate last year was 6%.


Health Grade Components

NCUA #68615
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD9.47%
Annual Interest Income$90.4MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$2.89B$2.67B
LoansQ3 2018vs Q3 2017$2.63B$2.34B
DepositsQ3 2018vs Q3 2017$2.48B$2.39B
Equity CapitalQ3 2018vs Q3 2017$295.5MM$269.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$30.9MM$30.0MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$22.4MM$25.8MM
Real Estate OwnedQ3 2018vs Q3 2017$1.7MM$455.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Navy Army Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Navy Army Community Credit Union Savings Account Rates

0.90%$50-IRA Share Account
0.25%$50-Home Savings
0.25%$50-Basic Savings

Navy Army Community Credit Union Money Market Rates

0.65%*$50k*-Money Market Account
OTHER TIERS: 0.50% $2k - $50k

Navy Army Community Credit Union Checking Account Rates

3.01%*-$25kLiberty Checking Share Draft
OTHER TIERS: 0.51% $25k+

Navy Army Community Credit Union CD Rates

3.33%$1k-30 Month CD Special
2.83%$1k-13 Month CD Special
1.85%*$100k*-3 Year CD
OTHER TIERS: 1.70% $1k - $100k
1.45%*$100k*-2 Year CD
OTHER TIERS: 1.35% $1k - $100k
1.10%*$100k*-1 Year CD
OTHER TIERS: 1.00% $1k - $100k
0.65%$1k-6 Month CD
0.50%$1k-3 Month CD

Navy Army Community Credit Union IRA Rates

3.33%$1k-30 Month IRA Special
2.83%$1k-13 Month IRA Special
1.60%*$100k*-2 Year IRA
OTHER TIERS: 1.50% $1k - $100k
1.20%*$100k*-1 Year IRA
OTHER TIERS: 1.10% $1k - $100k


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.