Featured Savings Rates
Featured Accounts

Navy Army Community Credit Union

Popular Accounts at this Credit Union

1.50%2-year CD2 Year Term Share Account
1.10%1-year CD1 Year Term Share Account
2.00%3-year CD3 Year Term Share Account

Overview / Commentary
2730 Rodd Field Rd
Corpus Christi, TX 78414-3146

Navy Army Community Credit Union is headquartered in Corpus Christi and is the 6th largest credit union in the state of Texas. It is also the 76th largest credit union in the nation. It was established in 1955 and as of December of 2015, it had grown to 383 employees and 141,708 members at 19 locations. Navy Army Community Credit Union's savings rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship attend school in Texas counties of Aransas, Bee, Cameron, Hidalgo, Jim Wells, Kleberg, Nueces or San Patrico.
See current membership details

Related Posts

36 Month Rate Drop - 3/2/2016

NACCU lowered their 36 month on 100K from 2.25 to 2.00

NavyArmy CCU Increases Rates On 2- And 3-Year CDs - 12/24/2015

NavyArmy CCU (TX) has raised rates on its 2-Year CD (1.75% APY) and 3-Year CD (2.25% APY). Min deposit is $100K, with deposits <$100K earning APYs 25 basis points lower.

Navyarmy CCU Announces 10% Bonus Dividend - 12/19/2015

In the afternoon mail, welcome news dated 12/10/15: We are proud to announce a BONUS DIVIDEND has been posted to your account!  The Board of Directors, management team, and staff of Navy Army Community Credit Union appreciate your trust and support. ...  Your dividend of $xxx will be deposited to your account on or around December 11, 2015; this amount equates to 2015 dividends paid through December 1, excluding Liberty Checking dividends, multiplied by 10%.  We appreciate your business and look forward to your continued relationship. I can confirm that the amount posted to my share account dated 12/10.  Thank you NavyArmy! 

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Reviews (2)

No Complaints In Over 20 Years

Posted by: rosalie5 | May 15, 2015

I have had a checking and savings account here for more than 20 years. When I started, it was Navy Army Federal Credit Union or NAFCU (now Navy Army Community Credit Union or NACCU). For the first 6 or 7 years, I lived in Corpus Christi, enjoyed my banking experience with NAFCU...customer service was always very professional and helpful. My account did go into dormancy for a few years after I moved out of state and began using a local bank in my new city, but NAFCU never charged me any kind of fee for non-use. Thank goodness I never closed the account because later I discovered their new reward checking account called Liberty Checking. The original interest rate of 4.5% was so awesome and customer service had no problem taking my checking account out of dormancy, returning it to active status, and changing it to a reward checking account. Since then I have been thrilled to resume use of my now NACCU reward checking account and have earned some great interest. The now 3.5% interest on all balances up to $25,000 has remained steady for several years now and is still a great rate comparatively. Customer service has also remained easy to work with. Haven't found any other checking options to tempt me away from NACCU.

Bonus Dividends

Posted by: Anon456 | Dec 17, 2014

WOW - just got in a notice today that they posted a deposit for a bonus dividend. This year, it was 18%. That 18% of the dividend values from Jan 2014 through Nov 2014.

I had a blended rate of 2.0% on some holdings. Times 1.18%, that brought me up to 2.36%.

I think the Bonus rate last year was 6%.


Health Grade Components

NCUA #68615
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD11.76%
Annual Interest Income$98.8MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$2.36B$2.25B
LoansQ4 2015vs Q4 2014$1.89B$1.79B
DepositsQ4 2015vs Q4 2014$2.11B$2.02B
Equity CapitalQ4 2015vs Q4 2014$231.8MM$209.0MM
Loan Loss AllowanceQ4 2015vs Q4 2014$23.5MM$19.0MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$14.6MM$13.3MM
Real Estate OwnedQ4 2015vs Q4 2014$1.2MM$251.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Navy Army Community Credit Union Savings Account Rates

1.10%$50-IRA Share Account
1.10%$50-Roth IRA Share Account
1.10%$50-CESA Share Account
0.50%*$10k*-Home Savings
OTHER TIERS: 0.25% $50 - $10k
0.50%*$10k*-Basic Savings
OTHER TIERS: 0.25% $50 - $10k

Navy Army Community Credit Union Money Market Rates

0.80%*$50k*-Money Market Account
OTHER TIERS: 0.60% $2k - $50k

Navy Army Community Credit Union Checking Account Rates

3.51%*-$25kLiberty Checking Share Draft
OTHER TIERS: 0.51% $25k+

Navy Army Community Credit Union CD Rates

2.00%*$100k*-3 Year Term Share Account
OTHER TIERS: 1.85% $1k - $100k
1.50%*$100k*-2 Year Term Share Account
OTHER TIERS: 1.35% $1k - $100k
1.10%*$100k*-1 Year Term Share Account
OTHER TIERS: 0.90% $1k - $100k
0.75%$1k-6 Month Term Share Account
0.60%$1k-3 Month Term Share Account

Navy Army Community Credit Union IRA Rates

1.75%*$100k*-2 Year IRA Term Share
OTHER TIERS: 1.60% $1k - $100k
1.50%*$100k*-1 Year IRA Term Share
OTHER TIERS: 1.25% $1k - $100k

Navy Army Community Credit Union has 19 locations. Click to view all Navy Army Community Credit Union locations.