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Overview / Commentary
2420 Olmstead St
Niagara Falls, NY 14304

Niagara Falls A F Federal Credit Union is headquartered in Niagara Falls and is the 214th largest credit union in the state of New York. It is also the 3,777th largest credit union in the nation. It was established in 1955 and as of December of 2017, it had grown to 4 employees and 2,007 members at 1 location. Niagara Falls A F Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of 914th Air Wing, 107th Air National Guard, Falcon Club, Buffalo Army Corp. of Engineers, and contractors.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Niagara Falls A F Federal Credit Union has a low asset base.

Health Grade Components

NCUA #10613
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD3.32%
Annual Interest Income$360.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$13.9MM$13.5MM
LoansQ4 2017vs Q4 2016$4.3MM$4.0MM
DepositsQ4 2017vs Q4 2016$11.9MM$11.6MM
Equity CapitalQ4 2017vs Q4 2016$2.0MM$1.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$28.00K$24.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$5.00K$40.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Niagara Falls A F Federal Credit Union Savings Account Rates

0.18%$250-Shares Accounts
0.15%--Club Accounts
0.15%$50-Youth Accounts

Niagara Falls A F Federal Credit Union Money Market Rates

0.28%*$20k*-Money Market
OTHER TIERS: 0.23% $2,500 - $20k

Niagara Falls A F Federal Credit Union CD Rates

0.45%$1k-36 Month CD
0.35%$1k-24 Month CD
0.30%$1k-18 Month CD
0.25%$1k-12 Month CD
0.20%$1k-6 Month CD

Niagara Falls A F Federal Credit Union Locations
Branch Office2420 Olmstead StNiagara Falls, NY 14304-5066