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Overview / Commentary
518-270-3400
235 Oakwood Ave
Troy, NY 12182

Niagara Mohawk Power Corporation Troy Employees Federal Credit Union is headquartered in TROY and is the 292nd largest credit union in the state of New York. It is also the 5,106th largest credit union in the nation. It was established in 1936 and as of September of 2016, it had grown to 3 employees and 558 members at 1 location. Niagara Mohawk Power Corporation Troy Employees Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Niagara Mohawk Power Corporation Troy Employees Federal Credit Union is open to employees of National Grid.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Niagara Mohawk Power Corporation Troy Employees Federal Credit Union has a very low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #1842
Year Chartered1936
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-2.16%
Return on Equity - YTD-15.09%
Annual Interest Income$109.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$3.8MM$3.7MM
LoansQ3 2016vs Q3 2015$2.5MM$2.5MM
DepositsQ3 2016vs Q3 2015$3.2MM$3.1MM
Equity CapitalQ3 2016vs Q3 2015$539.00K$623.00K
Loan Loss AllowanceQ3 2016vs Q3 2015$18.00K$14.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$60.00K$203.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
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Niagara Mohawk Power Corporation Troy Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--IRA Shares Account
0.25%--Regular Savings Account
Locations


Niagara Mohawk Power Corporation Troy Employees Federal Credit Union Locations
Branch Office235 OAKWOOD AVETROY, NY 12182