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Overview / Commentary
518-270-3400
235 Oakwood Ave
Troy, NY 12182

Niagara Mohawk Power Corporation Troy Employees Federal Credit Union is headquartered in TROY and is the 281st largest credit union in the state of New York. It is also the 4,873rd largest credit union in the nation. It was established in 1936 and as of March of 2018, it had grown to 3 employees and 553 members at 1 location. Niagara Mohawk Power Corporation Troy Employees Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership in Niagara Mohawk Power Corporation Troy Employees Federal Credit Union is open to employees of National Grid.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Niagara Mohawk Power Corporation Troy Employees Federal Credit Union has a very low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #1842
Year Chartered1936
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-5.11%
Return on Equity - YTD-48.34%
Annual Interest Income$42.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$3.9MM$3.9MM
LoansQ1 2018vs Q1 2017$2.8MM$2.6MM
DepositsQ1 2018vs Q1 2017$3.5MM$3.4MM
Equity CapitalQ1 2018vs Q1 2017$422.00K$484.00K
Loan Loss AllowanceQ1 2018vs Q1 2017$38.00K$25.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$36.00K$19.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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Niagara Mohawk Power Corporation Troy Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--IRA Shares Account
0.25%--Regular Savings Account
Locations


Niagara Mohawk Power Corporation Troy Employees Federal Credit Union Locations
Branch Office235 OAKWOOD AVETROY, NY 12182

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