Overview / Commentary
310-324-1544
18425 S Western Ave
Gardena, CA 90248

Nikkei Credit Union is headquartered in Gardena and is the 178th largest credit union in the state of California. It is also the 1,975th largest credit union in the nation. It was established in 1951 and as of June of 2018, it had grown to 11 employees and 4,523 members at 1 location. Nikkei Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to residents of Los Angeles or Orange Counties who are of Japanese ancestry, members of the Japanese American Cultural and Community Center, and those whose occupation is in gardening, landscaping, horticulture and/or nursery in Orange County.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Nikkei Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #65059
Year Chartered1951
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD3.04%
Annual Interest Income$981.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$70.3MM$67.9MM
LoansQ2 2018vs Q2 2017$31.1MM$28.1MM
DepositsQ2 2018vs Q2 2017$61.5MM$58.8MM
Equity CapitalQ2 2018vs Q2 2017$8.5MM$8.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$247.00K$256.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$9.00K$62.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Nikkei Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Nikkei Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-IRA Share Account
OTHER TIERS: 0.20% $5 - $5k | 0.40% $5k - $50k
0.15%*$50k*-Regular Shares Account
OTHER TIERS: 0.05% $5 - $5k | 0.10% $5k - $50k

Nikkei Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Market Savings Account
OTHER TIERS: 0.10% $2.5k - $5k | 0.20% $5k - $50k

Nikkei Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$50k*-Checking Account
OTHER TIERS: 0.05% $5k - $50k

Nikkei Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.78%$250k-36-Month Jumbo Share Certificate
2.53%$250k-24-Month Jumbo Share Certificate
2.27%*$100k*-36-Month Share Certificate
OTHER TIERS: 1.76% $2.5k - $50k | 2.02% $50k - $100k
2.27%$250k-12-Month Jumbo Share Certificate
2.02%*$100k*-24-Month Share Certificate
OTHER TIERS: 1.51% $2.5k - $50k | 1.76% $50k - $100k
2.02%$250k-6-Month Jumbo Share Certificate
1.76%*$100k*-12-Month Share Certificate
OTHER TIERS: 1.26% $2.5k - $50k | 1.51% $50k - $100k
1.76%$250k-12-Month Flex Share Certificate - with 4 withdrawals
1.51%*$100k*-6-Month Share Certificate
OTHER TIERS: 1.00% $2.5k - $50k | 1.26% $50k - $100k
1.26%$100k-12-Month Flex Share Certificate - with 2 withdrawals
Locations


Nikkei Credit Union Locations
Branch Office18425 S Western AveGardena, CA 90248

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