Overview / Commentary
18425 S Western Ave
Gardena, CA 90248

Nikkei Credit Union is headquartered in Gardena and is the 178th largest credit union in the state of California. It is also the 1,975th largest credit union in the nation. It was established in 1951 and as of June of 2018, it had grown to 11 employees and 4,523 members at 1 location. Nikkei Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to residents of Los Angeles or Orange Counties who are of Japanese ancestry, members of the Japanese American Cultural and Community Center, and those whose occupation is in gardening, landscaping, horticulture and/or nursery in Orange County.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Nikkei Credit Union has a relatively low asset base.

Health Grade Components

NCUA #65059
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD3.04%
Annual Interest Income$981.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$70.3MM$67.9MM
LoansQ2 2018vs Q2 2017$31.1MM$28.1MM
DepositsQ2 2018vs Q2 2017$61.5MM$58.8MM
Equity CapitalQ2 2018vs Q2 2017$8.5MM$8.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$247.00K$256.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$9.00K$62.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Nikkei Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Nikkei Credit Union Savings Account Rates

0.60%*$50k*-IRA Share Account
OTHER TIERS: 0.20% $5 - $5k | 0.40% $5k - $50k
0.15%*$50k*-Regular Shares Account
OTHER TIERS: 0.05% $5 - $5k | 0.10% $5k - $50k

Nikkei Credit Union Money Market Rates

0.30%*$50k*-Money Market Savings Account
OTHER TIERS: 0.10% $2.5k - $5k | 0.20% $5k - $50k

Nikkei Credit Union Checking Account Rates

0.10%*$50k*-Checking Account
OTHER TIERS: 0.05% $5k - $50k

Nikkei Credit Union CD Rates

2.78%$250k-36-Month Jumbo Share Certificate
2.53%$250k-24-Month Jumbo Share Certificate
2.27%*$100k*-36-Month Share Certificate
OTHER TIERS: 1.76% $2.5k - $50k | 2.02% $50k - $100k
2.27%$250k-12-Month Jumbo Share Certificate
2.02%*$100k*-24-Month Share Certificate
OTHER TIERS: 1.51% $2.5k - $50k | 1.76% $50k - $100k
2.02%$250k-6-Month Jumbo Share Certificate
1.76%*$100k*-12-Month Share Certificate
OTHER TIERS: 1.26% $2.5k - $50k | 1.51% $50k - $100k
1.76%$250k-12-Month Flex Share Certificate - with 4 withdrawals
1.51%*$100k*-6-Month Share Certificate
OTHER TIERS: 1.00% $2.5k - $50k | 1.26% $50k - $100k
1.26%$100k-12-Month Flex Share Certificate - with 2 withdrawals

Nikkei Credit Union Locations
Branch Office18425 S Western AveGardena, CA 90248

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.