Featured Savings Rates
Featured Accounts

NJ Gateway Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.36%5-year CD60 Month Share CD
0.44%1-year CD12 Month Share CD
0.01%SavingsRegular Share Account

Overview / Commentary
732-329-3838
100 Culver Rd
Monmouth Junction, NJ 08852

NJ Gateway Federal Credit Union is headquartered in Monmouth Junction and is the 63rd largest credit union in the state of New Jersey. It is also the 3,081st largest credit union in the nation. It was established in 1969 and as of September of 2016, it had grown to 3 employees and 2,786 members at 1 location. NJ Gateway Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, attend school or work in Middlesex County and employees of the credit union's select employer groups.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. NJ Gateway Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #19454
Year Chartered1969
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-0.15%
Return on Equity - YTD-1.4%
Annual Interest Income$452.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$26.7MM$27.1MM
LoansQ3 2016vs Q3 2015$7.2MM$7.9MM
DepositsQ3 2016vs Q3 2015$23.7MM$23.5MM
Equity CapitalQ3 2016vs Q3 2015$3.0MM$3.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$41.00K$83.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$118.00K$275.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

NJ Gateway Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Vacation Club Account
0.10%--Holiday Club Account
0.10%--Children's Clown Club Account
0.10%--Student Union Club Account
0.01%--Regular Share Account
0.01%$25-IRA Variable Rate Share Account
0.01%$25-Roth IRA Variable Rate Share Account
0.01%$25-Educational IRA Variable Rate Share Account

NJ Gateway Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$50k*-Money Market Account
OTHER TIERS: 0.05% Up to $50k

NJ Gateway Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Premier Checking Account

NJ Gateway Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%$1k-60 Month Share CD
1.19%$1k-48 Month Share CD
1.03%$1k-36 Month Share CD
0.74%$1k-24 Month Share CD
0.44%$1k-12 Month Share CD
0.30%$10k-3 Month Share CD
0.30%$1k-6 Month Share CD

NJ Gateway Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%$500-60 Month IRA Certificate
1.19%$500-48 Month IRA Certificate
1.03%$500-36 Month IRA Certificate
0.74%$500-24 Month IRA Certificate
0.44%$500-12 Month IRA Certificate
Locations


NJ Gateway Federal Credit Union Locations
Branch Office100 Culver RdMonmouth Junction, NJ 08852