Featured Savings Rates
Featured Accounts

NJ Gateway Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.36%5-year CD60 Month Share CD
0.44%1-year CD12 Month Share CD
0.01%SavingsRegular Shares

Overview / Commentary
732-329-3838
100 Culver Rd
Monmouth Junction, NJ 08852

NJ Gateway Federal Credit Union is headquartered in Monmouth Junction and is the 61st largest credit union in the state of New Jersey. It is also the 3,029th largest credit union in the nation. It was established in 1969 and as of March of 2017, it had grown to 3 employees and 2,758 members at 1 location. NJ Gateway Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, attend school or work in Middlesex County and employees of the credit union's select employer groups.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. NJ Gateway Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #19454
Year Chartered1969
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.01%
Return on Equity - YTD0.14%
Annual Interest Income$150.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$28.2MM$27.5MM
LoansQ1 2017vs Q1 2016$6.8MM$7.5MM
DepositsQ1 2017vs Q1 2016$25.2MM$24.1MM
Equity CapitalQ1 2017vs Q1 2016$3.0MM$3.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$42.00K$84.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$94.00K$295.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

NJ Gateway Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Vacation Club
0.10%--Holiday Club
0.10%--Children's Clown Club
0.10%--Student Union Club
0.01%$100-Regular Shares
0.01%$25-IRA Variable Rate Share

NJ Gateway Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$50k*-Money Market
OTHER TIERS: 0.05% Up to $50k

NJ Gateway Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Premier Checking

NJ Gateway Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%$1k-60 Month Share CD
1.19%$1k-48 Month Share CD
1.03%$1k-36 Month Share CD
0.74%$1k-24 Month Share CD
0.44%$1k-12 Month Share CD
0.30%$10k-3 Month Share CD
0.30%$1k-6 Month Share CD

NJ Gateway Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%$500-60 Month IRA Certificate
1.19%$500-48 Month IRA Certificate
1.03%$500-36 Month IRA Certificate
0.74%$500-24 Month IRA Certificate
0.44%$500-12 Month IRA Certificate
Locations


NJ Gateway Federal Credit Union Locations
Branch Office100 Culver RdMonmouth Junction, NJ 08852