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Overview / Commentary
413-662-2657
10 Main St
North Adams, MA 01247

North Adams M E Federal Credit Union is headquartered in North Adams and is the 159th largest credit union in the state of Massachusetts. It is also the 5,269th largest credit union in the nation. It was established in 1959 and as of December of 2017, it had grown to 1 employees and 460 members at 2 locations. North Adams M E Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to federal, state, and local government employees in the North Adams, Massachusetts.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Adams M E Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #13274
Year Chartered1959
Employees1
Primary Regulator
Profit Margin
Return on Assets - YTD-0.06%
Return on Equity - YTD-0.24%
Annual Interest Income$64.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$1.7MM$1.7MM
LoansQ4 2017vs Q4 2016$862.00K$905.00K
DepositsQ4 2017vs Q4 2016$1.2MM$1.3MM
Equity CapitalQ4 2017vs Q4 2016$425.00K$426.00K
Loan Loss AllowanceQ4 2017vs Q4 2016$6.00K$11.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$2.00K$3.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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North Adams M E Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Share Savings
0.10%--Christmas Club
Locations


North Adams M E Federal Credit Union Locations
Branch Office10 Main St City HallNorth Adams, MA 01247
Corporate Office10 Main StNorth Adams, MA 01247

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