Overview / Commentary
26 Union St
North Adams, MA 01247

North Adams M E Federal Credit Union is headquartered in North Adams and is the 155th largest credit union in the state of Massachusetts. It is also the 5,081st largest credit union in the nation. It was established in 1959 and as of December of 2018, it had grown to 1 employees and 463 members at 2 locations. North Adams M E Federal Credit Union has a B health rating.

Field of Membership Restrictions

North Adams ME Federal Credit Union is open to federal, state, and local government employees in the North Adams, Massachusetts.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Adams M E Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #13274
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD1.16%
Annual Interest Income$68.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.7MM$1.7MM
LoansQ4 2018vs Q4 2017$889.00K$862.00K
DepositsQ4 2018vs Q4 2017$1.3MM$1.2MM
Equity CapitalQ4 2018vs Q4 2017$431.00K$425.00K
Loan Loss AllowanceQ4 2018vs Q4 2017$8.00K$6.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.00K$2.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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North Adams M E Federal Credit Union Savings Account Rates

0.10%--Share Savings
0.10%--Christmas Club

North Adams M E Federal Credit Union Locations
Branch Office26 Union StNorth Adams, MA 01247-3580
Corporate Office26 Union StNorth Adams, MA 01247

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