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Overview / Commentary
413-662-2657
10 Main St
North Adams, MA 01247

North Adams M E Federal Credit Union is headquartered in North Adams and is the 160th largest credit union in the state of Massachusetts. It is also the 5,351st largest credit union in the nation. It was established in 1959 and as of June of 2017, it had grown to 1 employees and 465 members at 1 location. North Adams M E Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to federal, state, and local government employees in the North Adams, Massachusetts.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Adams M E Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #13274
Year Chartered1959
Employees1
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD0.93%
Annual Interest Income$31.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.8MM$1.7MM
LoansQ2 2017vs Q2 2016$905.00K$898.00K
DepositsQ2 2017vs Q2 2016$1.3MM$1.3MM
Equity CapitalQ2 2017vs Q2 2016$429.00K$428.00K
Loan Loss AllowanceQ2 2017vs Q2 2016$6.00K$13.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$3.00K$3.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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North Adams M E Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.13%--Share Savings
0.13%--Christmas Club
Locations


North Adams M E Federal Credit Union Locations
Branch Office10 Main StNorth Adams, MA 01247