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2.25% 12-Month CD at North Alabama Bank - Local Only

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North Alabama Bank is offering a 2.25% APY 12-month CD. Minimum deposit is $10,000. Early withdrawal penalty is 3 months interest. This CD isn't listed at the bank's website. A reader emailed me news of this, and I contacted the bank today (12/29/09) for more details. According to the CSR, the rate hasn't changed since April 2009, and she hasn't been told of any future changes.

A branch visit is required to open an account. This CD rate is available at all of the bank's branches which are located in Hazel Green and Huntsville, Alabama.

The bank's ratings for safety and soundness are fair: 3 stars (adequate) at BauerFinancial (based on 9/30/09 data) and 3 stars (performing) at Bankrate.com (based on 6/30/09 data). The bank has been a FDIC member since 1989 (FDIC Certificate # 27560).

Thanks to the reader who emailed me news of this CD.

Other Competitive Certificate of Deposit Rates
Related Pages: North Alabama Bank, Huntsville, CD rates

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