NASB Offers Top Rate eSavings Account (Available Nationwide)


Availability: Nationwide

After more than 3 years of an unimpressive 0.45% APY, North American Savings Bank (NASB) has raised the rate on its eSavings account to a notable 1.12% APY.

The eSavings account is available only online. The account can be opened with a $100 minimum deposit and the 1.12% APY applies to all balances.

The website states there are no monthly maintenance fees associated with this account, but the fine print indicates a $7.50 monthly fee will apply if 1) a $100 minimum balance is not maintained or, 2) the account is inactive for more than six months.

0.55%$100-North American Savings BankE-Savings
Accounts mentioned in this post. Rates as of May 23, 2017.


Headquartered in Grandview, Missouri, North American Savings Bank offers its services and products to all U.S. citizens and permanent residents of the 50 United State and the District of Columbia. NASB requires a permanent U.S. address to open and maintain any account.

The eSavings account can only be opened online.

NOTE: If you are interested in the eSavings account, use this link to directly access the eSavings page. According to CSR, NASB is in the process of updating their website and you will not find the eSavings account listed on the "About Savings" page.

Bank Overview

North American Savings Bank has an overall health rating of "B+" at, with a Texas Ratio of 15.80% (above average), as of June 30, 2015 data. In the past year, NASB has increased its total deposits by $173.21 Million, an excellent annual growth rate of 22.98%. Please refer to our financial overview of North American Savings Bank for more details.

North American Savings Bank (FDIC Certificate # 29708) had its beginnings as the City Building and Loan Association (CBLA) in St. Louis in the early 1920s. A few years later, CBLA moved across the state to Kansas City and changed its name to North American Savings Association; it was known as NASA well before the space age. In the 1990s, the name was changed to North American Savings Bank when the Bank became a federally chartered stock savings bank. North American Savings Bank has assets in excess of $1.4 Billion today, and serves not only the Kansas City metropolitan area, but offers nationwide accounts.

How the eSavings Account Compares

When compared to the 139 savings accounts (excluding limited-time promotional rates) tracked by that available nationwide, North American Savings Bank's eSavings account currently ranks first

The above rates are accurate as of 10/23/2015.

To find the best rates on savings accounts in your state or that are nationally available, please refer to our savings account rate table.

Related Pages: North American Savings Bank, Kansas City, St. Joseph

thowellIII   |     |   Comment #1
A quick correction(?): It appears the conjunction for the fee should be or. Reading about the account online, it is either falling below $100 OR no customer-initiated activity within 6 months gets the $7.50 fee. The six month period seems pretty short and the $7.50 pretty high relative to other alternatives in the 1% club.
John   |     |   Comment #2
To advertise prominently "No monthly maintenance fees" when there is an easily chargeable $7.50 monthly fee (6-month inactivity is low threshold for a savings account) is both self-contradictory and close to openly lying.
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As stated on North American Savings Bank’s Rewards Checking page, the qualifying requirements are as follows:

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