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North Bay Credit Union


Overview / Commentary
northbaycu.com
707-584-0384
397 Aviation Blvd
Santa Rosa, CA 95403

North Bay Credit Union is headquartered in Santa Rosa and is the 166th largest credit union in the state of California. It is also the 1,832nd largest credit union in the nation. It was established in 1948 and as of June of 2020, it had grown to 31 employees and 2,539 members at 4 locations. North Bay Credit Union has an A health rating.

Field of Membership Restrictions

Membership in North Bay Credit Union is open to individuals who live, work, or worship in Sonoma County, California.
See current membership details

Related Posts

North Bay Credit Union (CA) Ups Long Term CD Rates - 2/7/2020

North Bay Credit Union (northern CA) has upped the rates on its long-term CDs: 36-month (2.77% APY), 48-month (2.93% APY), and 60-month CD (3.03% APY), $100k minimum.

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Reviews (1)

Worth The Effort

Posted by: |

Even though membership is limited to a few counties, anyone can join by making a contribution to Sonoma Land Trust.

North Bay Credit Union utilizes Chexsystem for verification.

Current 24 months CD interest rate for $100,001 is 2.473% which is higher than $100,000.

Definitely worth a try.

2


Health
A

Data as of Q2 2020

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Bay Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #63373
Year Chartered1948
Employees31
Primary Regulator
Profit Margin
Return on Assets - YTD3.05%
Return on Equity - YTD33.73%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$88.6MM$64.9MM
LoansQ2 2020vs Q2 2019$54.2MM$48.0MM
DepositsQ2 2020vs Q2 2019$79.7MM$58.5MM
Equity CapitalQ2 2020vs Q2 2019$7.6MM$6.0MM
Loan Loss AllowanceQ2 2020vs Q2 2019$198.00K$155.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$16.00K$25.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not North Bay Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Bay Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$10kKasasa Saver
OTHER TIERS: 0.20% → $10k+
0.35%*$250k*-Share Savings
OTHER TIERS: 0.20% → $101 - $10k | 0.25% → $10k - $50k | 0.30% → $50k - $250k

North Bay Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kKasasa Cash
OTHER TIERS: 0.20% → $10k+

North Bay Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%*$100k*-60 Month CD
OTHER TIERS: 1.21% → $1k - $50k | 1.26% → $50k - $100k
1.21%*$100k*-48 Month CD
OTHER TIERS: 1.11% → $1k - $50k | 1.16% → $50k - $100k
1.11%*$100k*-36 Month CD
OTHER TIERS: 1.00% → $1k - $50k | 1.05% → $50k - $100k
0.90%*$50k*-24 Month CD
OTHER TIERS: 0.80% → $1k - $50k
0.80%*$100k*-12 Month CD
OTHER TIERS: 0.70% → $1k - $50k | 0.75% → $50k - $100k
0.25%$1k-6 Month CD
Locations


North Bay Credit Union Locations
Branch Office397 Aviation BlvdSanta Rosa, CA 95403
Branch Office1357 Healdsburg AveHealdsburg, CA 95448-3246
Branch Office101 Golf Course DrRohnert Park, CA 94928
Branch Office201 Nino Marco SquareSonoma, CA 95476

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.