North Bay Credit Union is headquartered in Santa Rosa and is the 158th largest credit union in the state of California. It is also the 1,771st largest credit union in the nation. It was established in 1948 and as of September of 2022, it had grown to 41 employees and 2,754 members at 4 locations. North Bay Credit Union's CD rates are 5X the national average, and it has a B health rating.
Field of Membership Restrictions
Membership in North Bay Credit Union is open to individuals who live, work, or worship in the California counties of Marin, Napa, Solano, or Sonoma.
See current membership details
Worth The Effort
Even though membership is limited to a few counties, anyone can join by making a contribution to Sonoma Land Trust.
North Bay Credit Union utilizes Chexsystem for verification.
Current 24 months CD interest rate for $100,001 is 2.473% which is higher than $100,000.
Definitely worth a try.
Data as of Q3 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 63373 |
| Year Chartered | 1948 |
| Employees | 41 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.44% |
| Return on Equity - YTD | 4.67% |
| Annual Interest Income | $3.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2022vs Q3 2021 | $106.8MM$104.9MM |
| Loans | Q3 2022vs Q3 2021 | $79.4MM$85.1MM |
| Deposits | Q3 2022vs Q3 2021 | $91.1MM$93.9MM |
| Equity Capital | Q3 2022vs Q3 2021 | $9.8MM$9.3MM |
| Loan Loss Allowance | Q3 2022vs Q3 2021 | $253.00K$218.00K |
| Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $0$0 |
| Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |