North Bay Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	Reward Checking	Kasasa Cash 1.92% - National Average
0.50%	Reward Savings	Kasasa Saver 0.86% - National Average
2.20%	5-year CD	60 Month CD 2.50% - Ally Bank High Yield 5 Year CD

View all North Bay Credit Union rates »

Overview / Commentary

northbaycu.com

707-584-0384

304 Sutton Place
Santa Rosa, CA 95407

North Bay Credit Union is headquartered in Santa Rosa and is the 196^th largest credit union in the state of California. It is also the 2,341^st largest credit union in the nation. It was established in 1948 and as of December of 2017, it had grown to 9 employees and 2,447 members at 3 locations. North Bay Credit Union's CD rates are 17% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in North Bay Credit Union is open to most everyone who lives or works in the North Bay community.
See current membership details

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Health

B+

Data as of Q4 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Bay Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	63373
Year Chartered	1948
Employees	9
Primary Regulator

Profit Margin
Return on Assets - YTD	0.28%
Return on Equity - YTD	2.43%
Annual Interest Income	$1.7MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$49.1MM$45.0MM
Loans	Q4 2017vs Q4 2016	$32.4MM$30.6MM
Deposits	Q4 2017vs Q4 2016	$43.4MM$38.6MM
Equity Capital	Q4 2017vs Q4 2016	$5.5MM$5.4MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$128.00K$64.00K
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$10.00K$20.00K
Real Estate Owned	Q4 2017vs Q4 2016	$0$0

Rates

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Savings
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Bay Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	-	$10k	Kasasa Saver
OTHER TIERS: 0.20% → $10k+

North Bay Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.20% → $10k+

North Bay Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.20%^*	$100k^*	-	60 Month CD
OTHER TIERS: 1.50% → $1k - $10k \| 1.75% → $10k - $50k \| 1.85% → $50k - $100k
1.80%^*	$100k^*	-	48 Month CD
OTHER TIERS: 1.25% → $1k - $10k \| 1.50% → $10k - $50k \| 1.60% → $50k - $100k
1.60%^*	$100k^*	-	36 Month CD
OTHER TIERS: 1.00% → $1k - $10k \| 1.25% → $10k - $50k \| 1.35% → $50k - $100k
1.30%^*	$100k^*	-	24 Month CD
OTHER TIERS: 0.75% → $1k - $10k \| 1.00% → $10k - $50k \| 1.10% → $50k - $100k
1.05%^*	$100k^*	-	12 Month CD
OTHER TIERS: 0.50% → $1k - $10k \| 0.75% → $10k - $50k \| 0.85% → $50k - $100k
0.35%	$1k	-	6 Month CD

Locations

North Bay Credit Union Locations
Branch Office	304 Sutton Pl	Santa Rosa, CA 95407-8121
Branch Office	1357 Healdsburg Ave	Healdsburg, CA 95448-3246
Branch Office	8520 S Sandy Pkwy	Sandy, UT 84070-6422

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