North Bay Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.00%	Reward Checking	1.25% - Axos Bank Rewards Checking - 3 Qualifications
0.50%	Reward Savings	0.94% - National Average
3.03%	5-year CD	2.23% - National Average

View all North Bay Credit Union rates »

Overview / Commentary

northbaycu.com

707-584-0384

304 Sutton Place
Santa Rosa, CA 95407

North Bay Credit Union is headquartered in Santa Rosa and is the 197^th largest credit union in the state of California. It is also the 2,342^nd largest credit union in the nation. It was established in 1948 and as of September of 2018, it had grown to 13 employees and 2,450 members at 3 locations. North Bay Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in North Bay Credit Union is open to most everyone who lives or works in the North Bay community.
See current membership details

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Health

B+

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Bay Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	63373
Year Chartered	1948
Employees	13
Primary Regulator

Profit Margin
Return on Assets - YTD	0.35%
Return on Equity - YTD	3%
Annual Interest Income	$1.5MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$49.3MM$46.0MM
Loans	Q3 2018vs Q3 2017	$35.0MM$31.7MM
Deposits	Q3 2018vs Q3 2017	$43.4MM$40.5MM
Equity Capital	Q3 2018vs Q3 2017	$5.6MM$5.5MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$139.00K$100.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$47.00K$4.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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Savings
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Bay Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	-	$10k	Kasasa Saver
OTHER TIERS: 0.20% → $10k+

North Bay Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.20% → $10k+

North Bay Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.03%^*	$100k^*	-	60 Month CD
OTHER TIERS: 2.52% → $1k - $50k \| 2.88% → $50k - $100k
2.83%^*	$100k^*	-	48 Month CD
OTHER TIERS: 2.27% → $1k - $50k \| 2.63% → $50k - $100k
2.63%^*	$100k^*	-	36 Month CD
OTHER TIERS: 2.02% → $1k - $50k \| 2.37% → $50k - $100k
2.32%^*	$100k^*	-	24 Month CD
OTHER TIERS: 1.76% → $1k - $50k \| 1.86% → $50k - $100k
2.02%^*	$100k^*	-	12 Month CD
OTHER TIERS: 1.51% → $1k - $50k \| 1.76% → $50k - $100k
1.51%	$1k	-	6 Month CD

Locations

North Bay Credit Union Locations
Branch Office	304 Sutton Pl	Santa Rosa, CA 95407-8121
Branch Office	1357 Healdsburg Ave	Healdsburg, CA 95448-3246
Branch Office	8520 S Sandy Pkwy	Sandy, UT 84070-6422

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