2. North Bay Credit Union

North Bay Credit Union


Overview / Commentary
northbaycu.com
707-584-0384
304 Sutton Place
Santa Rosa, CA 95407

North Bay Credit Union is headquartered in Santa Rosa and is the 186th largest credit union in the state of California. It is also the 2,065th largest credit union in the nation. It was established in 1948 and as of June of 2019, it had grown to 22 employees and 2,501 members at 4 locations. North Bay Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in North Bay Credit Union is open to individuals who live, work, or worship in Sonoma County, California.
See current membership details

Related Posts

Good Rates On Long Term Cds - 9/18/2019

60 month CD - 3.28% APY ($100k), 3.18% APY ($50k), 3.02% APY ($1k) 48 month CD - 3.18% APY ($100k), 3.07% APY ($50k), 2.97% APY ($1k) 36 month CD - 3.02% APY ($100k), 2.87% APY ($50k), 2.71% APY ($1k) Membership is open to residents of Sonoma County, California.

Top CD Rates Didn’t Last Long at North Bay Credit Union (CA) - 2/5/2019

North Bay Credit Union had been offering top CD rates for the first few days of February. Those rates didn’t last. The 60-month Jumbo CD APY fell from 4.03% to 3.28%.

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Health
B+

Data as of Q2 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Bay Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #63373
Year Chartered1948
Employees22
Primary Regulator
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD10.29%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$64.9MM$47.4MM
LoansQ2 2019vs Q2 2018$48.0MM$34.9MM
DepositsQ2 2019vs Q2 2018$58.5MM$41.7MM
Equity CapitalQ2 2019vs Q2 2018$6.0MM$5.5MM
Loan Loss AllowanceQ2 2019vs Q2 2018$155.00K$129.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$25.00K$3.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Good Rates On Long Term Cds

Carpline   |  
60 month CD - 3.28% APY ($100k), 3.18% APY ($50k), 3.02% APY ($1k)
48 month CD - 3.18% APY ($100k), 3.07% APY ($50k), 2.97% APY ($1k)
36 month CD - 3.02% APY ($100k), 2.87% APY ($50k), 2.71% APY ($1k)

Membership is open to residents of Sonoma County, California.
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Rates
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Always verify rates and promotions with the bank or credit union. We are not North Bay Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Bay Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$10kKasasa Saver
OTHER TIERS: 0.20% → $10k+

North Bay Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kKasasa Cash
OTHER TIERS: 0.20% → $10k+

North Bay Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.28%*$100k*-60 Month CD
OTHER TIERS: 3.02% → $1k - $50k | 3.18% → $50k - $100k
3.18%*$100k*-48 Month CD
OTHER TIERS: 2.97% → $1k - $50k | 3.07% → $50k - $100k
3.02%*$100k*-36 Month CD
OTHER TIERS: 2.71% → $1k - $50k | 2.87% → $50k - $100k
2.71%*$100k*-24 Month CD
OTHER TIERS: 2.46% → $1k - $50k | 2.56% → $50k - $100k
2.51%$1k-12 Month CD
1.51%$1k-6 Month CD
Locations


North Bay Credit Union Locations
Branch Office397 Aviation BlvdSanta Rosa, CA 95403
Branch Office1357 Healdsburg AveHealdsburg, CA 95448-3246
Branch Office101 Golf Course DrRohnert Park, CA 94928
Branch Office201 Nino Marco SquareSonoma, CA 95476

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