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North Country Savings Bank


Overview / Commentary
315-386-4533
127 Main Street
Canton, NY 13617

North Country Savings Bank is headquartered in Canton and is the 105th largest bank in the state of New York. It is also the 2,467th largest bank in the nation. It was established in 1909 and as of March of 2019, it had grown to 72 employees at 4 locations. North Country Savings Bank has a B+ health rating.

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Reviews (5)

Great local bank

Posted by: Leslie2 | Sep 26, 2014

I have been working with North Country Savings Bank for 8 years. The staff is always friendly. There is never a wait for the inside teller lines. Our mortgage was handled professionally with no glitches. Overall, a wonderful local bank that I would highly recommend to anyone.

Great local bank

Posted by: Leslie3 | Sep 25, 2014

I have been working with North Country Savings Bank for 8 years. The staff is always friendly. There is never a wait for the inside teller lines. Our mortgage was handled professionally with no glitches. Overall, a wonderful local bank that I would highly recommend to anyone.

Great local bank

Posted by: Leslie3 | Sep 25, 2014

I have been working with North Country Savings Bank for 8 years. The staff is always friendly. There is never a wait for the inside teller lines. Our mortgage was handled professionally with no glitches. Overall, a wonderful local bank that I would highly recommend to anyone.

So Far So Good

Posted by: Anonymous | Apr 6, 2010

So far so good.  Transferred large sum to their hi-yield advantage checking back in Nov'09.  Interest rates still 3% apr.

Their website could use some overhaul.  They charge a monthly fee for their MoneyHQ transfer system.  But you don't have to use it.  Can do standard transfer on their regular transfer interface. 

They do require a lot of paperwork, even for simple things like adding an external transfer account at another bank.  But if you are patient and promptly respond to their requests, things go smoothly.

Their qualifications to meet the hi-yield interest are just slightly easier than other banks.  I use their debit card for all my purchases under $10.00.  It's easy to meet their 10 debit transactions monthly using that method. ;-)

Rates Are 2%

Posted by: Anonymous | Nov 18, 2010

Please note that the Rates are down to only 2%.



Health
B+

Health Grade Components

Overall
FDIC Certificate #16030
Year Established1909
Employees72
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD4.27%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$257.1MM$250.6MM
LoansQ1 2019vs Q1 2018$216.6MM$205.4MM
DepositsQ1 2019vs Q1 2018$193.9MM$194.9MM
Equity CapitalQ1 2019vs Q1 2018$33.3MM$34.1MM
Loan Loss AllowanceQ1 2019vs Q1 2018$778.00K$746.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$2.1MM$1.7MM
Real Estate OwnedQ1 2019vs Q1 2018$407.00K$199.00K
Rates

Rates for North Country Savings Bank are currently being reviewed.

Locations


North Country Savings Bank Locations
The North Country Savings Bank127 Main StreetCanton, NY 13617
Massena Branch22-24 Phillips StreetMassena, NY 13662
Potsdam Branch31 Main StreetPotsdam, NY 13676
Greene and Caroline Streets BranchGreene and Caroline StreetsOgdensburg, NY 13669

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