North Country Savings Bank


Overview / Commentary
315-386-4533
127 Main Street
Canton, NY 13617

North Country Savings Bank is headquartered in CANTON and is the 86th largest bank in the state of New York. It is also the 2,317th largest bank in the nation. It was established in 1909 and as of December of 2024, it had grown to 70 employees at 8 locations. North Country Savings Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #16030
Year Established1909
Employees70
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD7.53%
Annual Interest Income$18.8MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$338.2MM$325MM
LoansQ4 2024vs Q4 2023$290.9MM$270.8MM
DepositsQ4 2024vs Q4 2023$261.6MM$255.8MM
Equity CapitalQ4 2024vs Q4 2023$42.1MM$39MM
Loan Loss AllowanceQ4 2024vs Q4 2023$1.1MM$1.1MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$1.5MM$777K
Real Estate OwnedQ4 2024vs Q4 2023$108K$18K
Rates

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Locations


North Country Savings Bank Locations
The North Country Savings Bank127 Main StCanton, NY 13617
Massena Branch22-24 Phillips StreetMassena, NY 13662
Potsdam Branch31 Main StreetPotsdam, NY 13676
Greene and Caroline Streets BranchGreene and Caroline StreetsOgdensburg, NY 13669

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