North Country Savings Bank


Overview / Commentary
315-386-4533
127 Main Street
Canton, NY 13617

North Country Savings Bank is headquartered in CANTON and is the 88th largest bank in the state of New York. It is also the 2,346th largest bank in the nation. It was established in 1909 and as of June of 2024, it had grown to 80 employees at 8 locations. North Country Savings Bank's money market rates are 2X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #16030
Year Established1909
Employees80
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD7.79%
Annual Interest Income$9MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$326.6MM$309.9MM
LoansQ2 2024vs Q2 2023$278MM$256.1MM
DepositsQ2 2024vs Q2 2023$259.8MM$253MM
Equity CapitalQ2 2024vs Q2 2023$40.6MM$37.7MM
Loan Loss AllowanceQ2 2024vs Q2 2023$1.1MM$1.1MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$827K$694K
Real Estate OwnedQ2 2024vs Q2 2023$126K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not North Country Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Country Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%$0-NCSB Premium Rewards Savings
0.15%*$25k*-IRA Advantage
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k
0.10%$1-Christmas Club
0.05%$50-Statement Savings Account
0.05%$50-Startastic Savings

North Country Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%*$75k*-Money Market Advantage Account
OTHER TIERS: 0.25% $1k - $10k | 0.40% $10k - $25k | 0.50% $25k - $75k
0.05%$1k-Money Market Statement Savings
0.03%$2.5k-Money Market Demand Account

North Country Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$0$20kNCSB Premium Rewards Checking
OTHER TIERS: 0.10% $20k+
0.03%$2.5k-Premier Interest Checking
0.03%$0-Interest Checking Account
0.01%$25-FREE Business Interest Checking

North Country Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.23%$500-7 Month CD
3.82%$500-13 Month CD
3.04%$500-25 Month CD
2.53%$500-37 Month CD
2.27%$500-61 Month CD
1.00%$500-60 Month CD
1.00%$500-60 Month We See It Too CD
0.25%$500-48 Month CD
0.25%$500-48 Month Step Up CD
0.25%$500-48 Month We See It Too CD
0.20%$500-36 Month CD
0.20%$500-30 Month CD
0.20%$500-36 Month We See It Too CD
0.10%$500-6 Month CD
0.10%$500-12 Month CD
0.10%$500-24 Month CD
0.10%$500-18 Month CD
0.10%$500-24 Month We See It Too CD

North Country Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.22%$500-7 Month IRA
3.80%$500-13 Month IRA
3.03%$500-25 Month IRA
2.27%$500-61 Month IRA
1.00%$500-60 Month IRA
0.25%$500-48 Month IRA
0.20%$500-36 Month IRA
0.10%$500-12 Month IRA
0.10%$500-18 Month IRA
0.10%$500-24 Month IRA
0.10%$500-6 Month IRA
Locations


North Country Savings Bank Locations
The North Country Savings Bank127 Main StCanton, NY 13617
Massena Branch22-24 Phillips StreetMassena, NY 13662
Potsdam Branch31 Main StreetPotsdam, NY 13676
Greene and Caroline Streets BranchGreene and Caroline StreetsOgdensburg, NY 13669

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