Featured Savings Rates
Featured Accounts

North Country Savings Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.05%Reward CheckingAdvantage Checking
1.05%5-year CD60 Month We See It Too CD
0.30%1-year CD1 Year CD

Overview / Commentary
315-386-4533
127 Main Street
Canton, NY 13617

North Country Savings Bank is headquartered in Canton and is the 106th largest bank in the state of New York. It is also the 2,576th largest bank in the nation. It was established in 1909 and as of March of 2016, it had grown to 74 employees at 5 locations. North Country Savings Bank's money market rates are 36% higher than the national average, and it has an A health rating.

Related Posts

North Country Savings Bank Switches To Kasasa Cash - 7/8/2016

North Country Savings Bank (upstate New York) has added a nationally available Kasasa Cash (1.25% APY, up to $25k) and Kasasa Saver to its product line.

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Reviews (5)

Great local bank

Posted by: Leslie2 | Sep 26, 2014

I have been working with North Country Savings Bank for 8 years. The staff is always friendly. There is never a wait for the inside teller lines. Our mortgage was handled professionally with no glitches. Overall, a wonderful local bank that I would highly recommend to anyone.

Great local bank

Posted by: Leslie3 | Sep 25, 2014

I have been working with North Country Savings Bank for 8 years. The staff is always friendly. There is never a wait for the inside teller lines. Our mortgage was handled professionally with no glitches. Overall, a wonderful local bank that I would highly recommend to anyone.

Great local bank

Posted by: Leslie3 | Sep 25, 2014

I have been working with North Country Savings Bank for 8 years. The staff is always friendly. There is never a wait for the inside teller lines. Our mortgage was handled professionally with no glitches. Overall, a wonderful local bank that I would highly recommend to anyone.

So Far So Good

Posted by: Anonymous | Apr 6, 2010

So far so good.  Transferred large sum to their hi-yield advantage checking back in Nov'09.  Interest rates still 3% apr.

Their website could use some overhaul.  They charge a monthly fee for their MoneyHQ transfer system.  But you don't have to use it.  Can do standard transfer on their regular transfer interface. 

They do require a lot of paperwork, even for simple things like adding an external transfer account at another bank.  But if you are patient and promptly respond to their requests, things go smoothly.

Their qualifications to meet the hi-yield interest are just slightly easier than other banks.  I use their debit card for all my purchases under $10.00.  It's easy to meet their 10 debit transactions monthly using that method. ;-)

Rates Are 2%

Posted by: Anonymous | Nov 18, 2010

Please note that the Rates are down to only 2%.



Health
A

Health Grade Components

Overall
FDIC Certificate #16030
Year Established1909
Employees74
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD1.42%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$246.6MM$239.7MM
LoansQ1 2016vs Q1 2015$195.2MM$194.3MM
DepositsQ1 2016vs Q1 2015$189.4MM$186.5MM
Equity CapitalQ1 2016vs Q1 2015$31.1MM$32.2MM
Loan Loss AllowanceQ1 2016vs Q1 2015$676.00K$682.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$1.4MM$866.00K
Real Estate OwnedQ1 2016vs Q1 2015$713.00K$788.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not North Country Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Country Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$25k*-IRA Advantage
OTHER TIERS: 0.15% $1k - $10k | 0.45% $10k - $25k
0.10%--Christmas Club
0.10%--North Country Kids Savings Account
0.10%$50-Statement Savings Account
0.10%$50-IRA Passbook Account

North Country Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$25k*-Money Market Advantage Account
OTHER TIERS: 0.15% $1k - $10k | 0.45% $10k - $25k

North Country Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*-$25kAdvantage Checking
OTHER TIERS: 0.75% $25k+
0.05%$25-FREE Business Interest Checking
0.05%--VIP Free Interest Checking
0.00%--Kasasa Cash Back

North Country Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$500-5 Year CD
1.05%$500-60 Month We See It Too CD
0.95%$2,500-25 Month CD
0.75%$500-4 Year CD
0.70%$500-4 Year Step Up CD
0.65%$500-3 Year CD
0.65%$500-48 Month We See It Too CD
0.55%$500-30 Month CD
0.55%$2,500-13 Month CD
0.55%$500-36 Month We See It Too CD
0.50%$500-2 Year CD
0.40%$2,500-7 Month CD
0.30%$500-1 Year CD
0.30%$500-18 Month CD
0.20%$500-6 Month CD
0.20%$500-24 Month We See It Too CD

North Country Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.04%$500-5 Year IRA
0.75%$500-4 Year IRA
0.65%$500-3 Year IRA
0.50%$500-2 Year IRA
0.30%$500-1 Year IRA
0.30%$500-18 Month IRA
Locations


North Country Savings Bank Locations
The North Country Savings Bank127 Main StreetCanton, NY 13617
Massena Branch22-24 Phillips StreetMassena, NY 13662
Potsdam Branch31 Main StreetPotsdam, NY 13676
Greene and Caroline Streets BranchGreene and Caroline StreetsOgdensburg, NY 13669