7.00% 12-Month CD at a New Jersey CU - $3K Max (North Jersey)


North Jersey FCU is offering a 7.00% APY 12-month term share certificate. The minimum deposit is $500, and the maximum deposit is $3,000 per member. It requires a Free Select Checking account with a $250 balance. For more details see this newsletter (pdf).

Due to the $3K cap, it's not a great deal. The $3K will earn you about $60 over what you would earn in a 5% account during the year.

Field of membership includes those who live, work or worship in Passaic or Bergen Counties or the underserved areas of Essex or Union Counties or the City of Newark. See site for details. Membership requires a minimum initial deposit of $50 into the share savings account.

Branches are located in the New Jersey cities of Totowa, Newark and Paterson. The credit union is federally insured by the NCUA (Charter # 1015). It has $172.6 million in assets and 30,380 members.
Related Pages: CD rates


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