Featured Savings Rates
Featured Accounts
Overview / Commentary
255 N Main St
Cornelia, GA 30531

North Main Credit Union is headquartered in Cornelia and is the 70th largest credit union in the state of Georgia. It is also the 3,843rd largest credit union in the nation. It was established in 1979 and as of September of 2017, it had grown to 4 employees and 1,312 members at 1 location. North Main Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in North Main Credit Union is open to employees of J&J Associates, Kelly Associates and their contractors working at at 655 Ethicon Circle, Cornelia, Georgia.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Main Credit Union has a low asset base.

Health Grade Components

NCUA #67391
Year Chartered1979
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD0.82%
Annual Interest Income$418.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$13.6MM$12.7MM
LoansQ3 2017vs Q3 2016$8.1MM$5.9MM
DepositsQ3 2017vs Q3 2016$11.1MM$10.1MM
Equity CapitalQ3 2017vs Q3 2016$2.4MM$2.4MM
Loan Loss AllowanceQ3 2017vs Q3 2016$41.00K$50.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$53.00K$78.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not North Main Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Main Credit Union Savings Account Rates

0.25%$25-IRA Savings
0.25%$500-Educational IRA
0.25%$500-Roth IRA
0.15%$25k-Super Saver Account
0.10%*$10k*-Regular Share
OTHER TIERS: 0.05% $100 - $10k
0.05%--Christmas Club
0.05%--Vacation Club

North Main Credit Union CD Rates

1.00%$500-48 Month Share Certificate
0.75%$500-36 Month Share Certificate
0.50%$500-24 Month Share Certificate
0.35%$500-18 Month Share Certificate
0.25%$500-6 Month Share Certificate
0.25%$500-12 Month Share Certificate

North Main Credit Union IRA Rates

1.00%$500-48 Month IRA Certificate
0.75%$500-36 Month IRA Certificate
0.50%$500-24 Month IRA Certificate
0.35%$500-18 Month IRA Certificate
0.25%$500-6 Month IRA Certificate
0.25%$500-12 Month IRA Certificate

North Main Credit Union Locations
Branch Office255 N Main StCornelia, GA 30531