Featured Savings Rates
Featured Accounts

Northeast Credit Union

Popular Accounts at this Credit Union

2.00%Reward CheckingElite Checking
1.61%5-year CD60 Month CD
0.40%1-year CD12 Month CD

Overview / Commentary
100 Borthwick Ave
Portsmouth, NH 03801

Northeast Credit Union is headquartered in Portsmouth and is the 2nd largest credit union in the state of New Hampshire. It is also the 245th largest credit union in the nation. It was established in 1936 and as of December of 2016, it had grown to 214 employees and 111,763 members at 14 locations. Northeast Credit Union's savings rates are 3X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Memberhsip in Northeast Credit Union is open to all who live, work, attend school or worship in the state of New Hampshire or in Southern York County in Maine. Membership is also open to those who live within a 30-mile radius of any of the credit union's branches.
See current membership details

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Reviews (3)

Great To Do Business With

My wife and I moved to New Hampshire a decade ago and were accustom to doing business with large banks. We decided to open an account at Northeast Credit Union and couldn't be happier. Setting up an account was easy and NECU's no fee policy for conducting everyday business has saved us lots of money. They have top notch customer service in the branches and in the Porstmouth, home office location. We highly recommend them if you're looking for a friendly local bank.

Nickel And Dime

Posted by: laynelab | Nov 7, 2016

I've been long time member but all of a sudden they nickel and dime you with new fees: $5 quarterly account "INACTIVITY FEE" and $2 "PAPER STATEMENT FEE". These are nothing but irritants. Apparently if you have a long-term CD, which implies account inactivity, you will get hit. In the universe of Bank and Credit Unions, I will certainly look for business elsewhere!

I was not impressed.

Posted by: MeaghanJ | Dec 20, 2016

I initially chose to go with Northeast Credit Union as a second bank due to a family member speaking highly of it. Right away, I was not impressed. First, I signed up for both a checking and a savings account. They only opened a savings account for me. Then, they sent me SOMEONE ELSE'S account information (checking and savings account numbers), which is a huge breach of security. I called to set up my savings account, and when I gave them the numbers, they told me it was not my account. It wasn't my family member's account either, so I had the information of some other member's account which is not good at all. They are very quick to charge you fees, and the customer service is not that great. They did remove one fee for me because I told them the ordeal with how they sent me someone else's information, so I'm sure they were scared about me going to someone about it, which I probably will still do. I would never recommend this bank.


Health Grade Components

NCUA #68219
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD6.37%
Annual Interest Income$33.7MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$1.10B$1.08B
LoansQ4 2016vs Q4 2015$967.7MM$942.0MM
DepositsQ4 2016vs Q4 2015$948.9MM$897.1MM
Equity CapitalQ4 2016vs Q4 2015$116.2MM$108.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$6.9MM$7.2MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$3.2MM$3.6MM
Real Estate OwnedQ4 2016vs Q4 2015$83.00K$43.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Northeast Credit Union Savings Account Rates

OTHER TIERS: 0.10% $500+
1.51%*-$500Silver Lining Savings
OTHER TIERS: 0.10% $500+
1.51%*-$500Student Savings
OTHER TIERS: 0.10% $500+
1.51%*$100*$500College Savings Account
OTHER TIERS: 0.10% $500+
0.10%--Regular Shares
0.10%--Holiday Club

Northeast Credit Union Money Market Rates

0.51%*$100k*-Money Market Account
OTHER TIERS: 0.10% Up to $2,500 | 0.15% $2,500 - $10k | 0.20% $10k - $25k | 0.31% $25k - $50k | 0.41% $50k - $100k
0.51%*$100k*-IRA Money Market
OTHER TIERS: 0.10% Up to $2,500 | 0.15% $2,500 - $10k | 0.20% $10k - $25k | 0.31% $25k - $50k | 0.41% $50k - $100k

Northeast Credit Union Checking Account Rates

2.00%$5k$15kElite Checking - Qualifying
0.10%$5k-Relationship Checking
0.10%--Student Checking Plus
0.10%$5k-Member Business Checking

Northeast Credit Union CD Rates

1.66%$1k-35 Month CD Special
1.61%$500-60 Month CD
1.36%$500-48 Month CD
1.21%$500-36 Month CD
0.80%$500-24 Month CD
0.55%$500-18 Month CD
0.40%$500-12 Month CD
0.25%$500-6 Month CD

Northeast Credit Union IRA Rates

1.61%$500-60 Month IRA
1.36%$500-48 Month IRA
1.21%$500-36 Month IRA
0.80%$500-24 Month IRA
0.55%$500-18 Month IRA
0.40%$500-12 Month IRA
0.25%$500-6 Month IRA

Northeast Credit Union has 14 locations. Click to view all Northeast Credit Union locations.