Northeast CU (NH/ME) Elite Checking Earns 4.00% APY Up To $15k


Deal Summary: Elite Checking, 4.00% APY on qualifying balances of $5k-$15k.

Availability: Residents of New Hampshire and southern York County, Maine; 95+ SEGs.

At the beginning of July, Northeast Credit Union (Northeast CU) raised the rate on its Elite Checking account, which now earns 4.00% APY on qualifying balances between $5k and $15k. Balances over $15k and less than $5k, whether qualifying or not, do not earn any interest.

4.00%$5k$15kNortheast Credit UnionElite Checking
Rates as of July 18, 2018.

Qualifying Requirements

  • Recurring monthly Direct Deposit
  • At least 20 debit card transactions per month
  • Receive eStatements
  • Maintain a minimum $5k average daily balance

The Elite Checking has a $10 monthly service fee that will be waived if all qualifying requirements are met. There is unlimited check writing and the first package of checks is free.

As part of the CO-OP network, Northeast CU provides its members with access to more than 5,000 branches and nearly 30,000 surcharge-free ATMs nationwide.


Headquartered in Portsmouth, New Hampshire, Northeast Credit Union’s field of membership (FOM) is primarily residency based, with individuals who live, work, worship, or attend school in New Hampshire or southern York County, Maine, eligible to join.

In addition, anyone who lives within a 30-mile radius of a Northeast CU branch location also qualifies for membership.

Employees of more than 95 SEGs (listed on the online application) are membership eligible.

Family members of current Northeast CU members are also eligible to join.

Joining Northeast CU and/or opening an Elite Checking account can be done online, or at any of 14 New Hampshire branches, located in Berlin, Concord, Conway, Dover, Exeter, Lebanon, Lee, Manchester, Merrimack, Northwood, Plymouth, Portsmouth (2), and Rochester.

Credit Union Overview

Northeast Credit Union has an overall health rating of "A" at, with a Texas Ratio of 1.69% (excellent) based on March 31, 2017 data. In the past year, Northeast CU has increased its total non-brokered deposits by $69.54 million, an excellent annual growth rate of 7.6%. Please refer to our financial overview of Northeast Credit Union (NCUA Charter # 68219) for more details.

Founded in 1936, Northeast Credit Union was originally known as the Portsmouth NH U.S. Employees Federal Credit Union #1515. The Credit Union’s name was changed in 1977 as its size and scope began to change. Between 1982 and 1993, Northeast CU merged with seven other New Hampshire credit unions and converted to a state chartered credit union in 1997. The most recent merger (Woodlands Credit Union) occurred in 2013 and established a footprint in the northern portion of New Hampshire. Northeast CU is currently New Hampshire’s second largest credit union, with more than 111,500 members and assets in excess of $1.1 billion.

How the Elite Checking Compares

When compared to the 39 High Yield Reward Checking Accounts tracked by that are available within the FOM and have maximum qualifying balances of at least $15k, Northeast Credit Union’s Elite Checking APY currently ranks second.

The above rates are accurate as of 7/19/2017.

To look for the best Reward Checking Account rates, both nationwide and in your state, please refer to our High Yield Reward Checking Account rates table or our Rates Map page.

Related Pages: Portland checking accounts, Boston checking accounts, Burlington checking accounts, reward checking accounts


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