Northern Indiana Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
0.16%	1-year CD	2.75% - Barclays 12 Month Online CD
0.05%	Savings	2.20% - Barclays Online Savings Account
0.40%	3-year CD	2.85% - Barclays 36 Month Online CD

View all Northern Indiana Federal Credit Union rates »

Overview / Commentary

www.nifedcu.org

219-942-3377

8121 Grand Blvd
Merrillville, IN 46410

Northern Indiana Federal Credit Union is headquartered in Merrillville and is the 71^st largest credit union in the state of Indiana. It is also the 2,701^st largest credit union in the nation. It was established in 1935 and as of December of 2018, it had grown to 10 employees and 4,625 members at 2 locations. Northern Indiana Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of AMG Resources, City of Lake Station, The Performance Companies, Inc, Gemenus Corp., Iron Workers Local Union 395, Laporte County Sherriff's, N.I.P.S.C.O., Northwest Indiana Dental Society, P.C. Communication, Regency Hospital of Northwest Indiana, St. Catherine’s Hospital, Town of Lowell, Trinity Free Methodist Church, WLTH Radio, WYIN-TV, and other select organizations.
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Health

Data as of Q4 2018

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Northern Indiana Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	168
Year Chartered	1935
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	0.4%
Return on Equity - YTD	5.2%
Annual Interest Income	$997.00K

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$34.5MM$33.5MM
Loans	Q4 2018vs Q4 2017	$13.9MM$12.3MM
Deposits	Q4 2018vs Q4 2017	$31.7MM$31.3MM
Equity Capital	Q4 2018vs Q4 2017	$2.7MM$2.5MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$87.00K$142.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$77.00K$143.00K
Real Estate Owned	Q4 2018vs Q4 2017	$80.00K$0

Rates

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Money Market
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IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Northern Indiana Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$500^*	$2k	Christmas Club Account
OTHER TIERS: 0.01% → Up to $500 \| 0.05% → $2k+
0.10%^*	$5k^*	-	IRA Account
OTHER TIERS: 0.05% → Up to $5k
0.05%	$500	-	Regular Share Account
0.05%^*	$10k^*	-	Vacation Club Account
OTHER TIERS: 0.03% → $500 - $2k \| 0.04% → $2k - $10k
0.05%	$500	-	Kids Account
0.05%	$2k	-	Special Accounts
0.05%^*	$10k^*	-	Funds Manager Account
OTHER TIERS: 0.03% → $500 - $2k \| 0.04% → $2k - $10k
0.05%^*	$1.5k^*	-	Dollars For U Account
OTHER TIERS: 0.03% → $200 - $500 \| 0.04% → $500 - $1.5k

Northern Indiana Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$25k^*	-	Money Market Account
OTHER TIERS: 0.05% → $2.5k - $10k \| 0.10% → $10k - $25k

Northern Indiana Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	$500	-	30 Month Share CD
0.18%	$500	-	18 Month Share CD
0.16%	$1k	-	12 Month Share CD
0.10%^*	$10k^*	-	6 Month Share CD
OTHER TIERS: 0.05% → $1.5k - $2.5k \| 0.06% → $2.5k - $10k
0.03%	$750	-	3 Month Share CD

Northern Indiana Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	$500	-	30 Month IRA
0.18%	$500	-	18 Month IRA
0.16%	$1k	-	12 Month IRA
0.10%^*	$10k^*	-	6 Month IRA
OTHER TIERS: 0.05% → $1.5k - $2.5k \| 0.06% → $2.5k - $10k
0.03%	$750	-	3 Month IRA

Locations

Northern Indiana Federal Credit Union Locations
Branch Office	8121 Grand Blvd	Merrillville, IN 46410
Branch Office	606 State St	La Porte, IN 46350-3327

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