Featured Savings Rates
Featured Accounts

Northern Michigan Bank & Trust

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.51%5-year CD5 Year CD
0.50%1-year CD1 Year CD
0.05%SavingsRegular Savings

Overview / Commentary
906-786-0221
1921 3Rd Avenue North
Escanaba, MI 49829

Northern Michigan Bank & Trust is headquartered in Escanaba and is the 50th largest bank in the state of Michigan. It is also the 2,533rd largest bank in the nation. It was established in 1986 and as of March of 2017, it had grown to 70 employees at 7 locations. Northern Michigan Bank & Trust has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #32436
Year Established1986
Employees70
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD6.72%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$252.5MM$253.8MM
LoansQ1 2017vs Q1 2016$166.5MM$166.6MM
DepositsQ1 2017vs Q1 2016$214.8MM$217.8MM
Equity CapitalQ1 2017vs Q1 2016$34.6MM$32.8MM
Loan Loss AllowanceQ1 2017vs Q1 2016$691.00K$60.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$2.4MM$4.0MM
Real Estate OwnedQ1 2017vs Q1 2016$542.00K$1.3MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Northern Michigan Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Health Savings Account
OTHER TIERS: 0.05% $500 - $2,500 | 0.10% $2,500 - $10k | 0.15% $10k - $25k
0.10%--Christmas Club
0.05%--Regular Savings
0.05%--Commercial Regular Savings

Northern Michigan Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Money Market Savings
OTHER TIERS: 0.05% Up to $10k
0.10%*$10k*-Commercial Money Market Savings
OTHER TIERS: 0.05% Up to $10k

Northern Michigan Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Carefree Gold
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k
0.20%*$25k*-HSA Checking
OTHER TIERS: 0.05% $500 - $2,500 | 0.10% $2,500 - $10k | 0.15% $10k - $25k
0.10%--Golden Rewards NOW
0.05%--Carefree NOW
0.05%--Commercial NOW

Northern Michigan Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-5 Year CD
1.26%$1k-4 Year CD
1.00%$1k-3 Year CD
0.75%$1k-2 Year Saver CD
0.50%$1k-1 Year CD
0.48%$5k-2 Year CD
0.35%$1k-9 Month CD
0.25%$1k-6 Month CD
0.10%$1k-91 Day CD
Locations


Northern Michigan Bank & Trust Locations
Bark River Branch1269 US 2 and 41Bark River, MI 49807
1502 W Washington Branch1502 W WashingtonMarquette, MI 49855
Gladstone Branch4 Tipperary RoadGladstone, MI 49837
Iron Mountain Branch500 South Stephenson AvenueIron Mountain, MI 49801
600 S Carpenter Branch600 S CarpenterKingsford, MI 49801
Northern Michigan Bank & Trust1921 3rd Avenue NorthEscanaba, MI 49829
Palms Avenue Branch743 Palms AvenueIshpeming, MI 49849