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Overview / Commentary
1206 5th Ave S
Grand Forks, ND 58201

Northern Sts Pwr Company Emp Federal Credit Union is headquartered in Grand Forks and is the 34th largest credit union in the state of North Dakota. It is also the 5,294th largest credit union in the nation. It was established in 1935 and as of March of 2018, it had grown to 131 members at 1 location. Northern Sts Pwr Company Emp Federal Credit Union has a C+ health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Northern Sts Pwr Company Emp Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #147
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD9.23%
Annual Interest Income$8.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$1.3MM$1.3MM
LoansQ1 2018vs Q1 2017$838.00K$708.00K
DepositsQ1 2018vs Q1 2017$1.2MM$1.2MM
Equity CapitalQ1 2018vs Q1 2017$130.00K$126.00K
Loan Loss AllowanceQ1 2018vs Q1 2017$5.00K$5.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$0$0
Real Estate OwnedQ1 2018vs Q1 2017$0$0

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Northern Sts Pwr Company Emp Federal Credit Union Locations
Branch Office1206 5th Ave SGrand Forks, ND 58201

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