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Overview / Commentary
701-795-5244
1206 5th Ave S
Grand Forks, ND 58201

Northern Sts Pwr Company Emp Federal Credit Union is headquartered in Grand Forks and is the 36th largest credit union in the state of North Dakota. It is also the 5,554th largest credit union in the nation. It was established in 1935 and as of September of 2016, it had grown to 131 members at 1 location. Northern Sts Pwr Company Emp Federal Credit Union has a C+ health rating.

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Northern Sts Pwr Company Emp Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #147
Year Chartered1935
Employees0
Primary Regulator
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD13.65%
Annual Interest Income$24.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.4MM$1.4MM
LoansQ3 2016vs Q3 2015$772.00K$758.00K
DepositsQ3 2016vs Q3 2015$1.3MM$1.3MM
Equity CapitalQ3 2016vs Q3 2015$127.00K$122.00K
Loan Loss AllowanceQ3 2016vs Q3 2015$5.00K$5.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$0$0
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates

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Locations


Northern Sts Pwr Company Emp Federal Credit Union Locations
Branch Office1206 5th Ave SGrand Forks, ND 58201