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Overview / Commentary
570-742-3903
603 Center St
Milton, PA 17847-2443

Pinpoint Federal Credit Union is headquartered in MILTON and is the 185th largest credit union in the state of Pennsylvania. It is also the 3,512th largest credit union in the nation. It was established in 1956 and as of December of 2016, it had grown to 8 employees and 2,565 members at 1 location. Pinpoint Federal Credit Union has a B health rating.

Field of Membership Restrictions

Must be an employee of Northumberland County Schools or other local Select Employee Groups (SEGs).
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Pinpoint Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #11242
Year Chartered1956
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD-0.04%
Return on Equity - YTD-0.34%
Annual Interest Income$660.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$18.6MM$18.2MM
LoansQ4 2016vs Q4 2015$13.2MM$12.4MM
DepositsQ4 2016vs Q4 2015$16.5MM$16.2MM
Equity CapitalQ4 2016vs Q4 2015$2.1MM$2.1MM
Loan Loss AllowanceQ4 2016vs Q4 2015$107.00K$93.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$119.00K$296.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates

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Locations


Pinpoint Federal Credit Union Locations
Branch Office603 CENTER STMILTON, PA 17847-2443