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Overview / Commentary
603 Center St
Milton, PA 17847-2443

Pinpoint Federal Credit Union is headquartered in MILTON and is the 184th largest credit union in the state of Pennsylvania. It is also the 3,496th largest credit union in the nation. It was established in 1956 and as of March of 2017, it had grown to 8 employees and 2,567 members at 1 location. Pinpoint Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must be an employee of Northumberland County Schools or other local Select Employee Groups (SEGs).
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Pinpoint Federal Credit Union has a low asset base.

Health Grade Components

NCUA #11242
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD4.94%
Annual Interest Income$166.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$19.2MM$18.7MM
LoansQ1 2017vs Q1 2016$13.2MM$12.2MM
DepositsQ1 2017vs Q1 2016$17.1MM$16.5MM
Equity CapitalQ1 2017vs Q1 2016$2.1MM$2.1MM
Loan Loss AllowanceQ1 2017vs Q1 2016$117.00K$93.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$22.00K$201.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0

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Pinpoint Federal Credit Union Locations
Branch Office603 CENTER STMILTON, PA 17847-2443