Overview / Commentary
17442 Dahlgren Rd
Dahlgren, VA 22448

NSWC Federal Credit Union is headquartered in Dahlgren and is the 23rd largest credit union in the state of Virginia. It is also the 691st largest credit union in the nation. It was established in 1961 and as of September of 2018, it had grown to 81 employees and 37,594 members at 4 locations. NSWC Federal Credit Union's savings rates are 15X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to civilian and military personnel of the U.S. Government who work for or are permanently stationed at Naval Support Activity South Potomac (NSASP)-Dahlgren, or one of its tenant commands. Membership is also open to employees and military personnel working in select areas (see field of membership) and to those who live, work, worship or attend school in Fredericksburg, Virginia.
See current membership details

Reviews (1)

Great bank, but too few locations

Posted by: Klugiecelt | Oct 4, 2017

I started banking at NSWC Federal Credit Union many years ago since my husband worked at NSWC. Over the years, I have gotten home refinance loans and vehicle loans at the credit union, in addition to banking there. Several years ago, I took my kids in to open bank accounts. I was hoping to instill in them the concept of saving. I was thrilled by the response at the credit union. A representative spent over an hour with us not just opening their accounts but also explaining the products that the bank offers and how to responsibly save money. It was like their own personal mini savings lesson. I was really pleased, and it started my kids on the path to responsible banking. The representative really went out of her way to make it a fantastic experience for my kids, and I am pleased to say they are all saving responsibly. I know that the impact she had that day made a difference for them, and it's yet another reason I'm happy to call NSWC credit union my bank!


Health Grade Components

NCUA #14754
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD3.18%
Annual Interest Income$8.7MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$376.2MM$368.1MM
LoansQ3 2018vs Q3 2017$179.1MM$175.5MM
DepositsQ3 2018vs Q3 2017$348.5MM$335.9MM
Equity CapitalQ3 2018vs Q3 2017$25.3MM$30.4MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.4MM$1.4MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$839.00K$2.1MM
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

NSWC Federal Credit Union Savings Account Rates

8.00%*$1$500Military Saves
OTHER TIERS: 0.25% $500+
5.00%*$1$500Youth Saves
OTHER TIERS: 0.25% $500+
0.40%*$100k*-Business Premium Savings Account
OTHER TIERS: 0.25% $10k - $25k | 0.30% $25k - $100k
0.40%*$100k*-Variable Rate IRA Account
OTHER TIERS: 0.25% $10k - $25k | 0.30% $25k - $100k
0.40%*$100k*-Premium Savings Account
OTHER TIERS: 0.25% $10k - $25k | 0.30% $25k - $100k
0.25%$5-Business Prime Share Savings Account
0.25%$1-Business Regular Shares Account
0.25%$5-Prime Share Savings Account
0.25%$1-Regular Shares Account
0.25%$1-Vacation Club Account
0.25%$1-Christmas Club Account
0.25%$2k-Business Benefit

NSWC Federal Credit Union Money Market Rates

0.25%$2k-Daily Money Fund Account

NSWC Federal Credit Union CD Rates

2.01%$100-Business 5-Year Share Certificate
2.01%$100-5-Year Share Certificate
1.50%$100-Business 3-Year Share Certificate
1.50%$100-3-Year Share Certificate
1.30%$100-Business 2-Year Share Certificate
1.30%$100-2-Year Share Certificate
0.95%$100-Business 1-Year Share Certificate
0.95%$100-1-Year Share Certificate
0.75%$100-Business 9-Month Share Certificate
0.75%$100-9-Month Share Certificate
0.65%$100-Business 6-Month Share Certificate
0.65%$100-6-Month Share Certificate

NSWC Federal Credit Union IRA Rates

2.01%$100-5-Year IRA Share Certificate
1.50%$100-3-Year IRA Share Certificate
1.30%$100-2-Year IRA Share Certificate
0.95%$100-1-Year IRA Share Certificate

NSWC Federal Credit Union Locations
Branch Office17442 Dahlgren RdDahlgren, VA 22448
Branch Office2004 Augustine AveFredericksburg, VA 22401
Branch Office5472 James Madison PkwyKing George, VA 22485-5329
Branch Office9622 Jefferson Davis HwyFredericksburg, VA 22407-9407

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