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Overview / Commentary
1001 Asbury Ave
Ocean City, NJ 08226
Reviews (2)

The Worst Of South Jersey

Terrible customer service. Behind the times technology. Outrageous fees.

Poor Customer Service

Posted by: Carlty | Sep 21, 2013

The customer service I experienced from this bank is unacceptable.  After completing the online application, it took them 3 weeks to give me a response that they don't have a 90% LTV  HELOC  product.


Health Grade Components

FDIC Certificate #28359
Year Established1902
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD6.4%
Annual Interest Income$133.9MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$5.19B$2.60B
LoansQ4 2016vs Q4 2015$3.80B$1.97B
DepositsQ4 2016vs Q4 2015$4.22B$1.93B
Equity CapitalQ4 2016vs Q4 2015$597.4MM$239.5MM
Loan Loss AllowanceQ4 2016vs Q4 2015$15.2MM$16.7MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$21.1MM$18.3MM
Real Estate OwnedQ4 2016vs Q4 2015$9.8MM$8.8MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocean City Home Bank Savings Account Rates

0.25%*$50k*-Regular Savings
OTHER TIERS: 0.10% $300 - $25k | 0.15% $25k - $50k

Ocean City Home Bank Checking Account Rates

0.25%*$250k*-Business Sweep Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $50k | 0.20% $50k - $250k
0.25%*$250k*-Non-Profit Checking
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $50k | 0.20% $50k - $250k
0.10%*$5k*-Estate Plus Checking
OTHER TIERS: 0.01% Up to $1k | 0.05% $1k - $5k

Ocean City Home Bank has 61 locations. Click to view all Ocean City Home Bank locations.