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Ocean City Home Bank

Popular Accounts at this Bank

1.60%5-year CD60 Month CD
0.25%1-year CD10 Month CD
0.25%SavingsRegular Savings

Overview / Commentary
1001 Asbury Ave
Ocean City, NJ 08226

Ocean City Home Bank is headquartered in Ocean City and is the 22nd largest bank in the state of New Jersey. It is also the 675th largest bank in the nation. It was established in 1912 and as of September of 2016, it had grown to 168 employees at 11 locations. Ocean City Home Bank has an A health rating.

Reviews (2)

The Worst Of South Jersey

Terrible customer service. Behind the times technology. Outrageous fees.

Poor Customer Service

Posted by: Carlty | Sep 21, 2013

The customer service I experienced from this bank is unacceptable.  After completing the online application, it took them 3 weeks to give me a response that they don't have a 90% LTV  HELOC  product.


Health Grade Components

FDIC Certificate #30273
Year Established1912
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD6.69%
Annual Interest Income$26.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.09B$1.06B
LoansQ3 2016vs Q3 2015$792.9MM$785.5MM
DepositsQ3 2016vs Q3 2015$869.3MM$839.3MM
Equity CapitalQ3 2016vs Q3 2015$105.9MM$102.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$3.3MM$3.1MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$4.7MM$5.8MM
Real Estate OwnedQ3 2016vs Q3 2015$1.0MM$1.9MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocean City Home Bank Savings Account Rates

0.25%*$50k*-Regular Savings
OTHER TIERS: 0.10% $300 - $25k | 0.15% $25k - $50k

Ocean City Home Bank Checking Account Rates

0.25%*$250k*-Business Sweep Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $50k | 0.20% $50k - $250k
0.25%*$250k*-Non-Profit Checking
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $50k | 0.20% $50k - $250k
0.10%*$5k*-Estate Plus Checking
OTHER TIERS: 0.01% Up to $1k | 0.05% $1k - $5k

Ocean City Home Bank CD Rates

1.70%--84 Month CD
1.60%--60 Month CD
1.50%--48 Month CD
1.30%--36 Month CD
1.00%--15 Month Variable Rate CD
0.65%--24 Month CD
0.65%--30 Month CD
0.55%--18 Month CD
0.35%--12 Month CD
0.35%--16 Month CD
0.35%--15 Month CD
0.25%--6 Month CD
0.25%--7 Month CD
0.25%--9 Month CD
0.25%--10 Month CD
0.05%--3 Month CD

Ocean City Home Bank IRA Rates

1.70%--84 Month IRA
1.60%--60 Month IRA
1.50%--48 Month IRA
1.30%--36 Month IRA
1.00%--15 Month Variable Rate IRA
0.65%--24 Month IRA
0.65%--30 Month IRA
0.55%--18 Month IRA
0.35%--12 Month IRA
0.35%--16 Month IRA
0.35%--15 Month IRA
0.25%--6 Month IRA
0.25%--7 Month IRA
0.25%--9 Month IRA
0.25%--10 Month IRA

Ocean City Home Bank has 11 locations. Click to view all Ocean City Home Bank locations.