Featured Savings Rates
Featured Accounts

Ocean City Home Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.60%5-year CD60 Month CD
0.25%1-year CD10 Month CD
0.25%SavingsRegular Savings

Overview / Commentary
609-399-0012
1001 Asbury Ave
Ocean City, NJ 08226
Reviews (2)

The Worst Of South Jersey

Terrible customer service. Behind the times technology. Outrageous fees.

Poor Customer Service

Posted by: Carlty | Sep 21, 2013

The customer service I experienced from this bank is unacceptable.  After completing the online application, it took them 3 weeks to give me a response that they don't have a 90% LTV  HELOC  product.



Health

Health Grade Components

Overall
FDIC Certificate #30273
Year Established1912
Employees168
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD6.69%
Annual Interest Income$26.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.09B$1.06B
LoansQ3 2016vs Q3 2015$792.9MM$785.5MM
DepositsQ3 2016vs Q3 2015$869.3MM$839.3MM
Equity CapitalQ3 2016vs Q3 2015$105.9MM$102.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$3.3MM$3.1MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$4.7MM$5.8MM
Real Estate OwnedQ3 2016vs Q3 2015$1.0MM$1.9MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocean City Home Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Regular Savings
OTHER TIERS: 0.10% $300 - $25k | 0.15% $25k - $50k

Ocean City Home Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$250k*-Business Sweep Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $50k | 0.20% $50k - $250k
0.25%*$250k*-Non-Profit Checking
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $50k | 0.20% $50k - $250k
0.10%*$5k*-Estate Plus Checking
OTHER TIERS: 0.01% Up to $1k | 0.05% $1k - $5k

Ocean City Home Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%--84 Month CD
1.60%--60 Month CD
1.50%--48 Month CD
1.30%--36 Month CD
0.65%--24 Month CD
0.65%--30 Month CD
0.55%--18 Month CD
0.35%--12 Month CD
0.35%--16 Month CD
0.35%--15 Month CD
0.25%--6 Month CD
0.25%--7 Month CD
0.25%--9 Month CD
0.25%--10 Month CD
0.05%--3 Month CD

Ocean City Home Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%--84 Month IRA
1.60%--60 Month IRA
1.50%--48 Month IRA
1.30%--36 Month IRA
0.65%--24 Month IRA
0.65%--30 Month IRA
0.55%--18 Month IRA
0.35%--12 Month IRA
0.35%--16 Month IRA
0.35%--15 Month IRA
0.25%--6 Month IRA
0.25%--7 Month IRA
0.25%--9 Month IRA
0.25%--10 Month IRA
Locations

Ocean City Home Bank has 61 locations. Click to view all Ocean City Home Bank locations.