Featured Savings Rates
Featured Accounts

Ocean Communities Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.51%Reward CheckingKasasa Cash
1.01%Reward SavingsKasasa Saver
1.81%5-year CD5 Year Share Certificate Account

Overview / Commentary
207-284-5918
1 Pool St
Biddeford, ME 04005

Ocean Communities Federal Credit Union is headquartered in Biddeford and is the 16th largest credit union in the state of Maine. It is also the 1,138th largest credit union in the nation. It was established in 1948 and as of March of 2016, it had grown to 51 employees and 12,315 members at 5 locations. Ocean Communities Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in, and businesses and other entities located in York County, Maine or Cumberland County, Maine.
See current membership details

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Reviews (1)

Ocean Communities Federal Credit Union

Posted by: Mike | Jun 19, 2010

Excellent Office/Tellers/CSRs.  The one who signed me up over a year ago, still greets me by name when I walk in.  They have honored all reward checking claims since I've been there.  Whenever I've had a concern or question, they have patiently and politely handled my concern or answered my question. 

Highly recommend them. 

Only drawback is that it is LOCAL only.  I would like to think that helps them stay on top of their Lending standards.



Health
B+

Health Grade Components

Overall
NCUA #5890
Year Chartered1948
Employees51
Primary Regulator
Profit Margin
Return on Assets - YTD0.1%
Return on Equity - YTD1.34%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$163.4MM$153.4MM
LoansQ1 2016vs Q1 2015$130.4MM$122.4MM
DepositsQ1 2016vs Q1 2015$149.2MM$137.6MM
Equity CapitalQ1 2016vs Q1 2015$11.9MM$11.5MM
Loan Loss AllowanceQ1 2016vs Q1 2015$972.00K$1.2MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$1.1MM$1.6MM
Real Estate OwnedQ1 2016vs Q1 2015$230.00K$40.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocean Communities Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%*-$50kKasasa Saver
OTHER TIERS: 0.40% $50k+
0.25%--Passbook IRA
0.25%--Passbook Roth IRA
0.25%--Passbook CESA
0.10%$250-Savings (Share) Account
0.10%--Marty Moose
0.10%--Student Plus
0.10%--Club

Ocean Communities Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-Money Market Account
OTHER TIERS: 0.10% $5k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $250k

Ocean Communities Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.51%*-$10kKasasa Cash
OTHER TIERS: 0.40% $10k+
0.00%--Kasasa Cash Back

Ocean Communities Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.81%$500-5 Year Share Certificate Account
1.20%$500-4 Year Share Certificate Account
1.00%$500-3 Year Share Certificate Account
0.75%$500-2 Year Share Certificate Account
0.45%$500-1 Year Share Certificate Account
0.35%$500-6 Month Share Certificate Account

Ocean Communities Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.81%$500-5 Year IRA
1.20%$500-4 Year IRA
1.00%$500-3 Year IRA
0.75%$500-2 Year IRA
0.45%$500-1 Year IRA
0.35%$500-6 Month IRA
Locations


Ocean Communities Federal Credit Union Locations
Branch Office45 Portland RdKennebunk, ME 04043
Branch Office48 Alfred RdSanford, ME 04073
Branch Office17 Westbrook CmnWestbrook, ME 04092
Branch Office1001 Portland RdSaco, ME 04072
Branch Office1 Pool StBiddeford, ME 04005