Featured Savings Rates
Featured Accounts

Ocean Crest Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.10%SavingsSub Share Account
0.15%Money MarketMoney Market Account
0.05%CheckingShare Draft Account

Overview / Commentary
562-426-8838
2525 Cherry Ave Suite 100
Signal Hill, CA 90755

Ocean Crest Federal Credit Union is headquartered in Signal Hill and is the 224th largest credit union in the state of California. It is also the 2,681st largest credit union in the nation. It was established in 1953 and as of December of 2016, it had grown to 7 employees and 3,800 members at 1 location. Ocean Crest Federal Credit Union has a B health rating.

Field of Membership Restrictions

Must be an employee or retiree of the State of California, California National Guard or Ocean Crest Federal Credit Union. Also open to employees of several select employee groups.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ocean Crest Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #24809
Year Chartered1953
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD-0.47%
Return on Equity - YTD-6.19%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$36.1MM$35.1MM
LoansQ4 2016vs Q4 2015$11.2MM$10.6MM
DepositsQ4 2016vs Q4 2015$33.3MM$32.1MM
Equity CapitalQ4 2016vs Q4 2015$2.8MM$3.0MM
Loan Loss AllowanceQ4 2016vs Q4 2015$99.00K$55.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$53.00K$278.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocean Crest Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$2k*-Share IRA
OTHER TIERS: 0.12% Up to $2k
0.15%*$2k*-Roth Conversion
OTHER TIERS: 0.12% Up to $2k
0.15%*$2k*-Education IRA
OTHER TIERS: 0.12% Up to $2k
0.10%--Regular Share Account
0.10%--Sub Share Account
0.10%--Christmas Club Account
0.10%--Looney Tunes

Ocean Crest Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Money Market Account
OTHER TIERS: 0.12% Up to $10k | 0.13% $10k - $50k

Ocean Crest Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Draft Account
Locations


Ocean Crest Federal Credit Union Locations
Branch Office2525 Cherry Ave Suite 100Signal Hill, CA 90755