Featured Savings Rates
Featured Accounts

Ocean Crest Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.10%SavingsSub Share Account
0.15%Money MarketMoney Market Account
0.05%CheckingShare Draft Account

Overview / Commentary
562-426-8838
2525 Cherry Ave Suite 100
Signal Hill, CA 90755

Ocean Crest Federal Credit Union is headquartered in Signal Hill and is the 220th largest credit union in the state of California. It is also the 2,638th largest credit union in the nation. It was established in 1953 and as of March of 2017, it had grown to 7 employees and 3,781 members at 1 location. Ocean Crest Federal Credit Union has a B health rating.

Field of Membership Restrictions

Must be an employee or retiree of the State of California, California National Guard or Ocean Crest Federal Credit Union. Also open to employees of several select employee groups.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ocean Crest Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #24809
Year Chartered1953
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD-0.05%
Return on Equity - YTD-0.72%
Annual Interest Income$265.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$38.4MM$35.6MM
LoansQ1 2017vs Q1 2016$12.2MM$10.6MM
DepositsQ1 2017vs Q1 2016$35.4MM$32.7MM
Equity CapitalQ1 2017vs Q1 2016$2.8MM$3.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$88.00K$74.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$53.00K$15.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocean Crest Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$2k*-Share IRA
OTHER TIERS: 0.12% Up to $2k
0.15%*$2k*-Roth Conversion
OTHER TIERS: 0.12% Up to $2k
0.15%*$2k*-Education IRA
OTHER TIERS: 0.12% Up to $2k
0.10%--Regular Share Account
0.10%--Sub Share Account
0.10%--Christmas Club Account
0.10%--Looney Tunes

Ocean Crest Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Money Market Account
OTHER TIERS: 0.12% Up to $10k | 0.13% $10k - $50k

Ocean Crest Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Draft Account
Locations


Ocean Crest Federal Credit Union Locations
Branch Office2525 Cherry Ave Suite 100Signal Hill, CA 90755