Featured Savings Rates
Featured Accounts

Ocean Spray Employees Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.45%1-year CD12 Month CD
0.05%SavingsPrimary Savings
1.00%3-year CD36 Month CD

Overview / Commentary
508-946-7465
One Ocean Spray Dr
Lakeville, MA 02347

Ocean Spray Employees Federal Credit Union is headquartered in Lakeville and is the 120th largest credit union in the state of Massachusetts. It is also the 4,066th largest credit union in the nation. It was established in 1966 and as of September of 2016, it had grown to 1 employees and 1,256 members at 2 locations. Ocean Spray Employees Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to Ocean Spray Cranberries, Inc.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ocean Spray Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #17537
Year Chartered1966
Employees1
Primary Regulator
Profit Margin
Return on Assets - YTD0.04%
Return on Equity - YTD0.29%
Annual Interest Income$277.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$11.7MM$11.3MM
LoansQ3 2016vs Q3 2015$6.0MM$5.7MM
DepositsQ3 2016vs Q3 2015$10.3MM$9.8MM
Equity CapitalQ3 2016vs Q3 2015$1.4MM$1.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$78.00K$52.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$251.00K$10.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocean Spray Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Primary Savings
0.05%--Christmas Club
0.05%--Vacation Club
0.05%--Energy Club

Ocean Spray Employees Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$75k*-Money Management Account
OTHER TIERS: 0.05% $100 - $2k | 0.10% $2k - $20k | 0.15% $20k - $75k

Ocean Spray Employees Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-36 Month CD
0.75%$500-24 Month CD
0.50%$500-18 Month CD
0.45%$500-12 Month CD
0.30%$500-9 Month CD
0.25%$500-6 Month CD

Ocean Spray Employees Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-36 Month IRA
0.75%$500-24 Month IRA
0.50%$500-18 Month IRA
0.45%$500-12 Month IRA
0.30%$500-9 Month IRA
0.25%$500-6 Month IRA
Locations


Ocean Spray Employees Federal Credit Union Locations
Branch Office2203 Cranberry HwyWest Wareham, MA 02576
Branch Office1 Ocean Spray DrLakeville, MA 02347-1339