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Overview / Commentary
1006 E 7th St
Odessa, TX 79761-4623

Odessa Employees Credit Union is headquartered in Odessa and is the 281st largest credit union in the state of Texas. It is also the 3,689th largest credit union in the nation. It was established in 1953 and as of June of 2016, it had grown to 5 employees and 1,390 members at 1 location. Odessa Employees Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of the City of Odessa and their families.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Odessa Employees Credit Union has a low asset base.

Health Grade Components

NCUA #67534
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD2.55%
Annual Interest Income$257.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$16.5MM$16.3MM
LoansQ2 2016vs Q2 2015$8.6MM$9.0MM
DepositsQ2 2016vs Q2 2015$13.9MM$13.8MM
Equity CapitalQ2 2016vs Q2 2015$2.4MM$2.3MM
Loan Loss AllowanceQ2 2016vs Q2 2015$9.00K$19.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$4.00K$55.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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Odessa Employees Credit Union Savings Account Rates

0.40%--IRA Accounts
0.15%--Regular Share Account
0.15%--Sub-Share Account

Odessa Employees Credit Union Locations
Branch Office1006 E 7th StOdessa, TX 79761-4623