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Overview / Commentary
402 West Ojai Avenue
Ojai, CA 93023

Ojai Community Bank is headquartered in Ojai and is the 125th largest bank in the state of California. It is also the 2,404th largest bank in the nation. It was established in 2005 and as of March of 2017, it had grown to 49 employees at 4 locations. Ojai Community Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #57850
Year Established2005
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD7.53%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$269.4MM$220.8MM
LoansQ1 2017vs Q1 2016$211.5MM$180.9MM
DepositsQ1 2017vs Q1 2016$222.0MM$174.3MM
Equity CapitalQ1 2017vs Q1 2016$24.4MM$19.8MM
Loan Loss AllowanceQ1 2017vs Q1 2016$2.8MM$2.3MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$0$0
Real Estate OwnedQ1 2017vs Q1 2016$3.4MM$3.4MM

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Ojai Community Bank Locations
Ojai Community Bank402 West Ojai AvenueOjai, CA 93023
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