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Overview / Commentary
402 West Ojai Avenue
Ojai, CA 93023

Ojai Community Bank is headquartered in Ojai and is the 132nd largest bank in the state of California. It is also the 2,623rd largest bank in the nation. It was established in 2005 and as of June of 2016, it had grown to 47 employees at 4 locations. Ojai Community Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #57850
Year Established2005
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD6.49%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$239.0MM$188.1MM
LoansQ2 2016vs Q2 2015$194.2MM$145.7MM
DepositsQ2 2016vs Q2 2015$192.1MM$154.8MM
Equity CapitalQ2 2016vs Q2 2015$21.1MM$18.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$2.4MM$1.8MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$0$1.7MM
Real Estate OwnedQ2 2016vs Q2 2015$3.4MM$0

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Ojai Community Bank Locations
Ojai Community Bank402 West Ojai AvenueOjai, CA 93023
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