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Overview / Commentary
402 West Ojai Avenue
Ojai, CA 93023

Ojai Community Bank is headquartered in Ojai and is the 140th largest bank in the state of California. It is also the 2,786th largest bank in the nation. It was established in 2005 and as of March of 2016, it had grown to 46 employees at 4 locations. Ojai Community Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #57850
Year Established2005
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD6.3%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$220.8MM$179.1MM
LoansQ1 2016vs Q1 2015$180.9MM$136.6MM
DepositsQ1 2016vs Q1 2015$174.3MM$154.9MM
Equity CapitalQ1 2016vs Q1 2015$19.8MM$16.0MM
Loan Loss AllowanceQ1 2016vs Q1 2015$2.3MM$1.7MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$0$1.7MM
Real Estate OwnedQ1 2016vs Q1 2015$3.4MM$0

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Ojai Community Bank Locations
Ojai Community Bank402 West Ojai AvenueOjai, CA 93023
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