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Overview / Commentary
402 West Ojai Avenue
Ojai, CA 93023

Ojai Community Bank is headquartered in Ojai and is the 126th largest bank in the state of California. It is also the 2,456th largest bank in the nation. It was established in 2005 and as of September of 2016, it had grown to 47 employees at 4 locations. Ojai Community Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #57850
Year Established2005
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD6.87%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$260.6MM$197.6MM
LoansQ3 2016vs Q3 2015$199.4MM$158.1MM
DepositsQ3 2016vs Q3 2015$213.7MM$164.7MM
Equity CapitalQ3 2016vs Q3 2015$23.1MM$18.2MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.6MM$2.0MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$0$1.7MM
Real Estate OwnedQ3 2016vs Q3 2015$3.4MM$0

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Ojai Community Bank Locations
Ojai Community Bank402 West Ojai AvenueOjai, CA 93023
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