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Overview / Commentary
402 West Ojai Avenue
Ojai, CA 93023

Ojai Community Bank is headquartered in Ojai and is the 126th largest bank in the state of California. It is also the 2,482nd largest bank in the nation. It was established in 2005 and as of December of 2016, it had grown to 47 employees at 4 locations. Ojai Community Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #57850
Year Established2005
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD7.44%
Annual Interest Income$9.8MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$256.9MM$213.3MM
LoansQ4 2016vs Q4 2015$206.5MM$174.3MM
DepositsQ4 2016vs Q4 2015$208.8MM$177.6MM
Equity CapitalQ4 2016vs Q4 2015$24.0MM$19.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$2.6MM$2.1MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$0$0
Real Estate OwnedQ4 2016vs Q4 2015$3.4MM$3.4MM

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Ojai Community Bank Locations
Ojai Community Bank402 West Ojai AvenueOjai, CA 93023
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