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Overview / Commentary
402 West Ojai Avenue
Ojai, CA 93023

Ojai Community Bank is headquartered in Ojai and is the 144th largest bank in the state of California. It is also the 2,871st largest bank in the nation. It was established in 2005 and as of December of 2015, it had grown to 43 employees at 4 locations. Ojai Community Bank has an A health rating.


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Health Grade Components

FDIC Certificate #57850
Year Established2005
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD6.42%
Annual Interest Income$7.7MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$211.9MM$165.5MM
LoansQ4 2015vs Q4 2014$174.3MM$126.7MM
DepositsQ4 2015vs Q4 2014$177.6MM$143.1MM
Equity CapitalQ4 2015vs Q4 2014$19.6MM$15.9MM
Loan Loss AllowanceQ4 2015vs Q4 2014$2.1MM$1.6MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$0$1.7MM
Real Estate OwnedQ4 2015vs Q4 2014$1.7MM$0

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Ojai Community Bank Locations
Ventura Branch3130 Telegraph RoadVentura, CA 93003
Ojai Community Bank402 West Ojai AvenueOjai, CA 93023
Santa Paula Branch537 W Harvard BlvdSanta Paula, CA 93060
Santa Barbara Branch21 E. Carrillo StreetSanta Barbara, CA 93101