Oklahoma State Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.47% | 5-year CD | 2.27% - National Average |
| 2.44% | 1-year CD | 1.38% - National Average |
| 0.50% | Savings | 0.26% - National Average |
Oklahoma State Bank is headquartered in Guthrie and is the 105th largest bank in the state of Oklahoma. It is also the 3,550th largest bank in the nation. It was established in 1909 and as of December of 2018, it had grown to 31 employees at 4 locations. Oklahoma State Bank's money market rates are 5X the national average, and it has a B+ health rating.
23 Month 3.23% Cd ....Very Easy With OSB
This bank is very friendly...It was easy & quick when we walked in to open several cds.... They set up all the paperwork for you on the spot....We went to the Norman location & no need to open a checking or savings account, they will ACH your monthly interest to any account you want or send a monthly check.
This is how banks used to be 30 years ago..Very impressed.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 5994 |
| Year Established | 1909 |
| Employees | 31 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.58% |
| Return on Equity - YTD | -4.77% |
| Annual Interest Income | $6.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $139.7MM$151.4MM |
| Loans | Q4 2018vs Q4 2017 | $115.4MM$129.9MM |
| Deposits | Q4 2018vs Q4 2017 | $120.4MM$132.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $18.8MM$18.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.6MM$1.4MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $2.4MM$3.1MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $22.00K$96.00K |
Always verify rates and promotions with the bank or credit union. We are not Oklahoma State Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Oklahoma State Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.52% | - | - | Youth Saving | |
| 0.50% | - | - | Personal Savings |
Oklahoma State Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.02%* | $250k* | - | Premier Money Fund (MMDA) | ||
| OTHER TIERS: 0.75% → $2.5k - $25k | 1.26% → $25k - $100k | 1.76% → $100k - $250k | |||||
Oklahoma State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.17%* | - | $25k | Interest Plus Checking | ||
| OTHER TIERS: 0.25% → $25k+ | |||||
| 0.40%* | $2.5k* | - | Interest Checking | ||
| OTHER TIERS: 0.20% → Up to $2.5k | |||||
Oklahoma State Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.03% | $1k | - | 23 Month CD | |
| 2.67% | $1k | - | 17 Month CD | |
| 2.50% | $1k | - | 2 Year CD | |
| 2.47% | $1k | - | 3 Year CD | |
| 2.47% | $1k | - | 4 Year CD | |
| 2.47% | $1k | - | 5 Year CD | |
| 2.44% | $1k | - | 1 Year CD | |
| 2.22% | $1k | - | 6 Month CD | |
| 2.10% | $1k | - | 3 Month CD | |
| 2.04% | $1k | - | 1 Month CD |
Oklahoma State Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.18% | $1k | - | 2 Year IRA | |
| 2.67% | $1k | - | 1 Year IRA |
| Oklahoma State Bank Locations | ||
|---|---|---|
| Oklahoma State Bank | 2610 South Division Avenue | Guthrie, OK 73044 |
| Norman | 2122 West Main Street | Norman, OK 73069 |
| Mulhall Branch | Main and Sullivan Streets | Mulhall, OK 73063 |