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Oklahoma State Bank


Overview / Commentary
www.osbbank.com
405-260-2265
2610 South Division Avenue
Guthrie, OK 73044

Oklahoma State Bank is headquartered in Guthrie and is the 99th largest bank in the state of Oklahoma. It is also the 3,155th largest bank in the nation. It was established in 1909 and as of December of 2020, it had grown to 42 employees at 5 locations. Oklahoma State Bank's money market rates are 2X the national average, and it boasts an A+ health rating.

Reviews (1)

23 Month 3.23% Cd ....Very Easy With OSB

Posted by: |

This bank is very friendly...It was easy & quick when we walked in to open several cds.... They set up all the paperwork for you on the spot....We went to the Norman location & no need to open a checking or savings account, they will ACH your monthly interest to any account you want or send a monthly check.

This is how banks used to be 30 years ago..Very impressed.

1


Health
A+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #5994
Year Established1909
Employees42
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD2.79%
Annual Interest Income$7.5MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$186.4MM$146.2MM
LoansQ4 2020vs Q4 2019$140.8MM$118.6MM
DepositsQ4 2020vs Q4 2019$165.5MM$127.0MM
Equity CapitalQ4 2020vs Q4 2019$20.7MM$18.7MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.6MM$1.6MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$801.00K$1.6MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Oklahoma State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oklahoma State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Youth Saving
0.10%--Personal Savings

Oklahoma State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$250k*-Business Tiered Money Market Account
OTHER TIERS: 0.15% → $2.5k - $25k | 0.35% → $25k - $100k | 0.65% → $100k - $250k
0.90%*$250k*-The Money Market Account
OTHER TIERS: 0.15% → $2.5k - $25k | 0.35% → $25k - $100k | 0.65% → $100k - $250k

Oklahoma State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*-$25kInterest Plus Checking
OTHER TIERS: 0.25% → $25k+
0.25%*$2.5k*-Interest Checking
OTHER TIERS: 0.20% → Up to $2.5k

Oklahoma State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-5 Year CD
0.55%$1k-4 Year CD
0.50%$1k-1 Year CD
0.50%$1k-2 Year CD
0.50%$1k-3 Year CD
0.30%$1k-6 Month CD
0.20%$1k-3 Month CD
0.10%$1k-1 Month CD

Oklahoma State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-1 Year IRA
0.50%$1k-2 Year IRA
Locations


Oklahoma State Bank Locations
Oklahoma State Bank2610 South Division AvenueGuthrie, OK 73044
Norman2122 West Main StreetNorman, OK 73069
Mulhall BranchMain and Sullivan StreetsMulhall, OK 73063
Edmond Branch2411 South Kelly Avenue, Suite 100Edmond, OK 73013

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