Oklahoma State Bank

Overview / Commentary
2610 South Division Avenue
Guthrie, OK 73044

Oklahoma State Bank is headquartered in Guthrie and is the 105th largest bank in the state of Oklahoma. It is also the 3,550th largest bank in the nation. It was established in 1909 and as of December of 2018, it had grown to 31 employees at 4 locations. Oklahoma State Bank's money market rates are 5X the national average, and it has a B+ health rating.

Reviews (1)

23 Month 3.23% Cd ....Very Easy With OSB

Posted by: steve_okc | Feb 3, 2019

This bank is very friendly...It was easy & quick when we walked in to open several cds.... They set up all the paperwork for you on the spot....We went to the Norman location & no need to open a checking or savings account, they will ACH your monthly interest to any account you want or send a monthly check.

This is how banks used to be 30 years ago..Very impressed.


Health Grade Components

FDIC Certificate #5994
Year Established1909
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.58%
Return on Equity - YTD-4.77%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$139.7MM$151.4MM
LoansQ4 2018vs Q4 2017$115.4MM$129.9MM
DepositsQ4 2018vs Q4 2017$120.4MM$132.1MM
Equity CapitalQ4 2018vs Q4 2017$18.8MM$18.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.6MM$1.4MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.4MM$3.1MM
Real Estate OwnedQ4 2018vs Q4 2017$22.00K$96.00K
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Always verify rates and promotions with the bank or credit union. We are not Oklahoma State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oklahoma State Bank Savings Account Rates

2.52%--Youth Saving
0.50%--Personal Savings

Oklahoma State Bank Money Market Rates

2.02%*$250k*-Premier Money Fund (MMDA)
OTHER TIERS: 0.75% $2.5k - $25k | 1.26% $25k - $100k | 1.76% $100k - $250k
1.75%*$250k*-Business Money Market Account
OTHER TIERS: 0.50% $2.5k - $25k | 1.00% $25k - $100k | 1.50% $100k - $250k

Oklahoma State Bank Checking Account Rates

2.17%*-$25kInterest Plus Checking
OTHER TIERS: 0.25% $25k+
0.40%*$2.5k*-Interest Checking
OTHER TIERS: 0.20% Up to $2.5k

Oklahoma State Bank CD Rates

2.47%$1k-14 Month CD
2.40%$1k-5 Year CD
2.39%$1k-3 Year CD
2.39%$1k-4 Year CD
2.38%$1k-2 Year CD
2.22%$1k-1 Year CD
2.12%$1k-6 Month CD
1.94%$1k-3 Month CD
1.84%$1k-1 Month CD

Oklahoma State Bank IRA Rates

2.38%$1k-2 Year IRA
2.22%$1k-1 Year IRA

Oklahoma State Bank Locations
Oklahoma State Bank2610 South Division AvenueGuthrie, OK 73044
Norman2122 West Main StreetNorman, OK 73069
Mulhall BranchMain and Sullivan StreetsMulhall, OK 73063

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