Oklahoma State Bank

Overview / Commentary
2610 South Division Avenue
Guthrie, OK 73044

Oklahoma State Bank is headquartered in Guthrie and is the 95th largest bank in the state of Oklahoma. It is also the 3,025th largest bank in the nation. It was established in 1909 and as of June of 2022, it had grown to 49 employees at 6 locations. Oklahoma State Bank's money market rates are 4X the national average, and it has a B+ health rating.

Reviews (1)

23 Month 3.23% Cd ....Very Easy With OSB

Posted by: |

This bank is very friendly...It was easy & quick when we walked in to open several cds.... They set up all the paperwork for you on the spot....We went to the Norman location & no need to open a checking or savings account, they will ACH your monthly interest to any account you want or send a monthly check.

This is how banks used to be 30 years ago..Very impressed.


Health Grade Components

FDIC Certificate #5994
Year Established1909
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD8.01%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$211.0MM$201.2MM
LoansQ2 2022vs Q2 2021$176.6MM$151.0MM
DepositsQ2 2022vs Q2 2021$176.8MM$178.9MM
Equity CapitalQ2 2022vs Q2 2021$25.5MM$21.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.8MM$1.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.5MM$920.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Oklahoma State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oklahoma State Bank Savings Account Rates

1.00%--Youth Saving
0.40%--Personal Savings

Oklahoma State Bank Money Market Rates

1.55%*$250k*-The Money Market Account
OTHER TIERS: 1.00% $2.5k - $25k | 1.25% $25k - $100k | 1.40% $100k - $250k
1.50%*$250k*-Business Tiered Money Market Account
OTHER TIERS: 1.00% $2.5k - $25k | 1.25% $25k - $100k | 1.40% $100k - $250k

Oklahoma State Bank Checking Account Rates

0.25%*$2.5k*-Interest Checking
OTHER TIERS: 0.20% Up to $2.5k
0.20%--Interest Plus Checking

Oklahoma State Bank CD Rates

3.40%*$50k*-18 Month CD
OTHER TIERS: 3.25% $1k - $50k
3.33%*$50k*-13 Month CD Special
OTHER TIERS: 3.23% $1k - $50k
2.75%$1k-5 Year CD
2.70%$1k-4 Year CD
2.65%$1k-3 Year CD
2.60%*$50k*-2 Year CD
OTHER TIERS: 2.50% $1k - $50k
1.80%*$50k*-1 Year CD
OTHER TIERS: 1.65% $1k - $50k
1.60%*$50k*-6 Month CD
OTHER TIERS: 1.50% $1k - $50k
1.20%*$50k*-3 Month CD
OTHER TIERS: 1.10% $1k - $50k
0.85%*$50k*-1 Month CD
OTHER TIERS: 0.75% $1k - $50k

Oklahoma State Bank IRA Rates

2.50%$1k-2 Year IRA
1.65%$1k-1 Year IRA

Oklahoma State Bank Locations
Oklahoma State Bank2610 S Division StGuthrie, OK 73044
Norman2122 West Main StreetNorman, OK 73069
Mulhall BranchMain and Sullivan StreetsMulhall, OK 73063
Edmond Branch2411 South Kelly Avenue, Suite 100Edmond, OK 73013
Oklahoma City Branch1220 N. Robinson Ave, Ste BOklahoma City, OK 73103

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