Oklahoma State Bank is headquartered in Guthrie and is the 107th largest bank in the state of Oklahoma. It is also the 3,442nd largest bank in the nation. It was established in 1909 and as of June of 2019, it had grown to 31 employees at 4 locations. Oklahoma State Bank's money market rates are 3X the national average, and it has a B+ health rating.
23 Month 3.23% Cd ....Very Easy With OSB
This bank is very friendly...It was easy & quick when we walked in to open several cds.... They set up all the paperwork for you on the spot....We went to the Norman location & no need to open a checking or savings account, they will ACH your monthly interest to any account you want or send a monthly check.
This is how banks used to be 30 years ago..Very impressed.
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 5994 |
| Year Established | 1909 |
| Employees | 31 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.32% |
| Return on Equity - YTD | 2.47% |
| Annual Interest Income | $3.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $143.9MM$148.5MM |
| Loans | Q2 2019vs Q2 2018 | $116.4MM$116.7MM |
| Deposits | Q2 2019vs Q2 2018 | $124.6MM$130.7MM |
| Equity Capital | Q2 2019vs Q2 2018 | $18.9MM$17.4MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $1.4MM$3.1MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $918.00K$2.5MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $721.00K$96.00K |
Always verify rates and promotions with the bank or credit union. We are not Oklahoma State Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Oklahoma State Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.52% | - | - | Youth Saving | |
| 0.50% | - | - | Personal Savings |
Oklahoma State Bank Money Market Rates
Oklahoma State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.17%* | - | $25k | Interest Plus Checking - Promo | ||
| OTHER TIERS: 0.25% → $25k+ | |||||
Oklahoma State Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.73% | $1k | - | 3 Year CD | |
| 1.73% | $1k | - | 4 Year CD | |
| 1.73% | $1k | - | 5 Year CD | |
| 1.71% | $1k | - | 2 Year CD | |
| 1.65% | $1k | - | 1 Year CD | |
| 1.34% | $1k | - | 6 Month CD | |
| 1.27% | $1k | - | 3 Month CD | |
| 1.22% | $1k | - | 1 Month CD |
Oklahoma State Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.71% | $1k | - | 2 Year IRA | |
| 1.64% | $1k | - | 1 Year IRA |
| Oklahoma State Bank Locations | ||
|---|---|---|
| Oklahoma State Bank | 2610 South Division Avenue | Guthrie, OK 73044 |
| Norman | 2122 West Main Street | Norman, OK 73069 |
| Mulhall Branch | Main and Sullivan Streets | Mulhall, OK 73063 |