Overview / Commentary
716-373-0155
1700 CONSTITUTION AVE
Olean, NY 14760

Olean Teachers And Postal Federal Credit Union is headquartered in OLEAN and is the 181st largest credit union in the state of New York. It is also the 3,365th largest credit union in the nation. It was established in 1952 and as of June of 2018, it had grown to 4 employees and 1,941 members at 1 location. Olean Teachers And Postal Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Cattaraugus County.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Olean Teachers And Postal Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #7656
Year Chartered1952
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD6.76%
Annual Interest Income$265.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$20.4MM$19.4MM
LoansQ2 2018vs Q2 2017$8.0MM$7.1MM
DepositsQ2 2018vs Q2 2017$18.7MM$17.8MM
Equity CapitalQ2 2018vs Q2 2017$1.6MM$1.5MM
Loan Loss AllowanceQ2 2018vs Q2 2017$44.00K$35.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$53.00K$26.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates

Rates for Olean Teachers And Postal Federal Credit Union are currently being reviewed.

Locations


Olean Teachers And Postal Federal Credit Union Locations
Branch Office1700 CONSTITUTION AVEOLEAN, NY 14760

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