Overview / Commentary
1186 Old Lower River Rd Nw
Charleston, TN 37310

O.M.C. Employees' Credit Union is headquartered in Charleston and is the 75th largest credit union in the state of Tennessee. It is also the 2,950th largest credit union in the nation. It was established in 1969 and as of December of 2018, it had grown to 6 employees and 1,994 members at 1 location. O.M.C. Employees' Credit Union's CD rates are 44% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Olin Corporation or Lonza and their family.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. O.M.C. Employees' Credit Union has a low asset base.

Health Grade Components

NCUA #67946
Year Chartered1969
Primary Regulator
Profit Margin
Return on Assets - YTD0%
Return on Equity - YTD0%
Annual Interest Income$732.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$28.3MM$27.3MM
LoansQ4 2018vs Q4 2017$16.6MM$16.8MM
DepositsQ4 2018vs Q4 2017$25.5MM$24.5MM
Equity CapitalQ4 2018vs Q4 2017$2.5MM$2.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$68.00K$70.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$11.00K$10.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not O.M.C. Employees' Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

O.M.C. Employees' Credit Union Savings Account Rates

1.25%--Floating IRA
0.20%--Christmas Club
0.20%--Vacation Club

O.M.C. Employees' Credit Union Checking Account Rates

0.10%--Share Drafts

O.M.C. Employees' Credit Union CD Rates

1.70%$1.5k-36 Month Share Certificate
1.60%$1.5k-24 Month Share Certificate
1.45%$1.5k-18 Month Share Certificate
1.30%$1.5k-12 Month Share Certificate
1.00%$1k-6 Month Share Certificate

O.M.C. Employees' Credit Union IRA Rates

1.60%$1.5k-24 Month IRA Certificate
1.45%$1.5k-18 Month IRA Certificate
1.30%$1.5k-12 Month IRA Certificate

O.M.C. Employees' Credit Union Locations
Branch Office1186 Old Lower River Rd NWCharleston, TN 37310

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.