Featured Savings Rates
Featured Accounts

One Community Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.00%5-year CD5 Year Share CD
0.35%1-year CD1 Year Share CD
0.20%SavingsSavings Account

Overview / Commentary
304-485-4066
531 5th St
Parkersburg, WV 26101

One Community Federal Credit Union is headquartered in Parkersburg and is the 12th largest credit union in the state of West Virginia. It is also the 1,928th largest credit union in the nation. It was established in 1958 and as of December of 2016, it had grown to 17 employees and 7,164 members at 2 locations. One Community Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work or worship in Wood County in West Virginia or Washington County in Ohio.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. One Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #12143
Year Chartered1958
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD3.96%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$72.0MM$72.2MM
LoansQ4 2016vs Q4 2015$48.3MM$45.3MM
DepositsQ4 2016vs Q4 2015$65.2MM$65.8MM
Equity CapitalQ4 2016vs Q4 2015$6.4MM$6.1MM
Loan Loss AllowanceQ4 2016vs Q4 2015$280.00K$329.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$260.00K$386.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

One Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$10k*-Savings Account
OTHER TIERS: 0.10% Up to $10k
0.20%*$10k*-Christmas Club Account
OTHER TIERS: 0.10% Up to $10k
0.20%*$10k*-Vacation Club Account
OTHER TIERS: 0.10% Up to $10k
0.20%*$10k*-IRA Savings Account
OTHER TIERS: 0.10% Up to $10k

One Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-5 Year Share CD
0.90%$500-4 Year Share CD
0.75%$500-3 Year Share CD
0.50%$500-2 Year Share CD
0.35%$500-1 Year Share CD
0.25%$500-6 Month Share CD

One Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-5 Year IRA
0.90%$1k-4 Year IRA
0.75%$1k-3 Year IRA
0.50%$1k-2 Year IRA
0.35%$1k-1 Year IRA
Locations


One Community Federal Credit Union Locations
Branch Office531 5th StParkersburg, WV 26101
Branch Office200 3rd StParkersburg, WV 26106-5312