OnJuno

Deposits held and insured by Evolve Bank & Trust

Overview / Commentary
415-969-5775
1390 Market Street, Suite 200
San Francisco, CA 94102
Deposits held and insured by Evolve Bank & Trust
Reviews (1)

Rate Is Good But That's It And For How Long

Posted by: |

OnJuno currently offers 2.15% APY on up to $30,000. You have to decide if dealing with them is worth $645/year.

They only link through Plaid so if your bank ain't there, you're SOL.

There is an ACH limit of $10,000/day. I can confirm they block deposits initiated from external banks and then you have to re-link the account or work with the other bank because they process the rejection in correctly.

Their customer service is fast and chat based which is good because you'll be utilizing it all the time.

If I hadn't started down this road, I would not now.



Health
B+

Data as of Q4 2020

Data displayed below is for insuring bank: Evolve Bank & Trust
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Health Grade Components

Overall
FDIC Certificate #1299
Year Established1925
Employees408
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.91%
Return on Equity - YTD22.21%
Annual Interest Income$24.9MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$691.6MM$451.3MM
LoansQ4 2020vs Q4 2019$577.9MM$382.9MM
DepositsQ4 2020vs Q4 2019$514.8MM$373.6MM
Equity CapitalQ4 2020vs Q4 2019$55.5MM$45.6MM
Loan Loss AllowanceQ4 2020vs Q4 2019$7.0MM$6.3MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$3.6MM$3.0MM
Real Estate OwnedQ4 2020vs Q4 2019$735.00K$666.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OnJuno Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%*-$5kBasic Checking
OTHER TIERS: 0.25% $5k+
2.15%*-$30kMetal Checking
OTHER TIERS: 0.25% $30k+
Locations

OnJuno is an Internet only bank and does not have branch locations. Its headquarters is located at 1390 Market Street, Suite 200 - San Francisco, CA 94102

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.