OnJuno

Deposits held and insured by Evolve Bank & Trust

Overview / Commentary
415-969-5775
1390 Market Street, Suite 200
San Francisco, CA 94102
Deposits held and insured by Evolve Bank & Trust
Reviews (1)

Rate Is Good But That's It And For How Long

Posted by: |

OnJuno currently offers 2.15% APY on up to $30,000. You have to decide if dealing with them is worth $645/year.

They only link through Plaid so if your bank ain't there, you're SOL.

There is an ACH limit of $10,000/day. I can confirm they block deposits initiated from external banks and then you have to re-link the account or work with the other bank because they process the rejection in correctly.

Their customer service is fast and chat based which is good because you'll be utilizing it all the time.

If I hadn't started down this road, I would not now.



Health
A

Data as of Q2 2021

Data displayed below is for insuring bank: Evolve Bank & Trust
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Health Grade Components

Overall
FDIC Certificate #1299
Year Established1925
Employees453
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.97%
Return on Equity - YTD23.14%
Annual Interest Income$13.0MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$711.7MM$603.6MM
LoansQ2 2021vs Q2 2020$523.5MM$507.5MM
DepositsQ2 2021vs Q2 2020$508.5MM$405.8MM
Equity CapitalQ2 2021vs Q2 2020$62.1MM$48.0MM
Loan Loss AllowanceQ2 2021vs Q2 2020$7.2MM$6.6MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$3.7MM$5.3MM
Real Estate OwnedQ2 2021vs Q2 2020$660.00K$877.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OnJuno Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*-$5kBasic Checking
OTHER TIERS: 0.25% $5k+
1.20%*-$50kMetal Checking
OTHER TIERS: 0.25% $50k+
Locations

OnJuno is an Internet only bank and does not have branch locations. Its headquarters is located at 1390 Market Street, Suite 200 - San Francisco, CA 94102

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.