Opportunity Bank of Montana

Overview / Commentary
1400 Prospect Avenue
Helena, MT 59601

Opportunity Bank of Montana is headquartered in Helena and is the 4th largest bank in the state of Montana. It is also the 770th largest bank in the nation. It was established in 1922 and as of December of 2020, it had grown to 358 employees at 22 locations. Opportunity Bank of Montana has an A+ health rating.


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Health Grade Components

FDIC Certificate #30182
Year Established1922
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.96%
Return on Equity - YTD15.15%
Annual Interest Income$50.0MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$1.25B$1.04B
LoansQ4 2020vs Q4 2019$883.2MM$796.2MM
DepositsQ4 2020vs Q4 2019$1.04B$809.1MM
Equity CapitalQ4 2020vs Q4 2019$169.1MM$130.2MM
Loan Loss AllowanceQ4 2020vs Q4 2019$11.6MM$8.6MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$6.7MM$5.5MM
Real Estate OwnedQ4 2020vs Q4 2019$25.00K$25.00K

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Helena Area

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