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Optima Bank & Trust Company

Overview / Commentary
143 Daniel Street
Portsmouth, NH 03801

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Reviews (1)

Optima Bank & Trust , Portsmouth NH

Posted by: ela6157 | Jan 19, 2018

Thank you so much for all of your help in securing our loan for our new home. You were thorough & professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you, and you most definitely came through for us.
We also had the pleasure of working with Kelly Greeke, she was VERY helpful and professional.
Thank you for your patience as well as treating us as people rather than just home loan customers. Your team stands above the rest, Robert P. Gagnon! Our hats off to you!!

Ela and Mike Wyka.


Health Grade Components

FDIC Certificate #8152
Year Established1890
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD15.18%
Annual Interest Income$19.1MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$2.14B$1.96B
LoansQ1 2019vs Q1 2018$1.54B$1.37B
DepositsQ1 2019vs Q1 2018$1.91B$1.79B
Equity CapitalQ1 2019vs Q1 2018$164.9MM$146.7MM
Loan Loss AllowanceQ1 2019vs Q1 2018$16.7MM$15.7MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$626.00K$1.5MM
Real Estate OwnedQ1 2019vs Q1 2018$0$0
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Always verify rates and promotions with the bank or credit union. We are not Optima Bank & Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Optima Bank & Trust Company Savings Account Rates

2.00%$500-Community Savings
1.75%*$25k*-Premium Savings - New Money
OTHER TIERS: 0.15% Up to $25k
1.25%*$25k*-Premium Business Savings
OTHER TIERS: 0.25% Up to $25k
0.25%$100-Statement Savings Account
0.25%*$100k*-Health Savings Account (HSA)
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k | 0.20% $25k - $100k
0.15%$100-Business Statement Savings

Optima Bank & Trust Company Money Market Rates

0.20%*$25k*-Money Market Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k
0.15%*$25k*-Commercial Money Market Account
OTHER TIERS: 0.10% Up to $25k

Optima Bank & Trust Company Checking Account Rates

0.65%*-$10kNon-Profit Interest Checking
OTHER TIERS: 0.10% $100k+ | 0.25% $10k - $100k
0.50%*-$10kInterest Checking Account
OTHER TIERS: 0.10% $100k+ | 0.25% $10k - $100k

Optima Bank & Trust Company CD Rates

2.25%$1k-5 Month CD
2.25%$1k-Business 5 Month CD
2.00%$1k-60 Month CD
1.90%$1k-Business 60 Month CD
1.75%$1k-48 Month CD
1.65%$1k-36 Month CD
1.65%$1k-Business 48 Month CD
1.55%$1k-Business 36 Month CD
1.40%$1k-18 Month CD
1.40%$1k-24 Month CD
1.30%$1k-12 Month CD
1.05%$1k-Business 24 Month CD
0.95%$1k-Business 18 Month CD
0.90%$1k-Business 12 Month CD
0.70%$1k-9 Month CD
0.70%$1k-Business 9 Month CD
0.40%$1k-90 Day CD
0.30%$1k-Business 90 Day CD
0.30%$1k-60 Day CD
0.25%$1k-7-29 Day CD
0.25%$1k-30 Day CD
0.20%$1k-Business 60 Day CD
0.15%$1k-Business 7-29 Day CD
0.15%$1k-Business 30 Day CD

Optima Bank & Trust Company IRA Rates

2.25%$1k-5 Month IRA
2.00%$1k-60 Month IRA
1.75%$1k-48 Month IRA
1.65%$1k-36 Month IRA
1.15%$1k-24 Month IRA
1.05%$1k-18 Month IRA
1.00%$1k-12 Month IRA


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