Featured Savings Rates
Featured Accounts

Options Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.56%5-year CD5 Year Share Certificate
0.68%1-year CD12 Month Share Certificate
0.05%SavingsCOLTAF

Overview / Commentary
303-845-9776
5935 S Zang St Unit 4
Littleton, CO 80127

Options Credit Union is headquartered in Littleton and is the 68th largest credit union in the state of Colorado. It is also the 4,787th largest credit union in the nation. It was established in 1979 and as of March of 2017, it had grown to 2 employees and 772 members at 1 location. Options Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Options Credit Union is open to all Colorado residents through membership in the Consumers United Association ($5 annual membership fee) to employees working in the 1900 Grant Building or the Creekside at Columbine office park. Also open to employees and members of the Denver Bar or Colorado Bar Association and members of the PPIAC.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Options Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #65111
Year Chartered1979
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD10.26%
Annual Interest Income$65.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$5.3MM$4.8MM
LoansQ1 2017vs Q1 2016$4.4MM$3.9MM
DepositsQ1 2017vs Q1 2016$4.9MM$4.4MM
Equity CapitalQ1 2017vs Q1 2016$390.00K$372.00K
Loan Loss AllowanceQ1 2017vs Q1 2016$18.00K$15.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$13.00K$0
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Options Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Regular Shares
0.05%--Christmas Club Account
0.05%--Secondary Shares Account
0.05%--COLTAF

Options Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Money Market Account
OTHER TIERS: 0.05% $2,500 - $15k | 0.10% $15k - $50k

Options Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$25k-Interest Options Checking

Options Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%$500-5 Year Share Certificate
1.33%$500-4 Year Share Certificate
1.30%$500-3 Year Share Certificate
1.02%$500-2 Year Share Certificate
0.84%$500-18 Month Share Certificate
0.68%$500-12 Month Share Certificate
0.32%$500-6 Month Share Certificate

Options Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%$500-5 Year IRA Certificate
1.33%$500-4 Year IRA Certificate
1.30%$500-3 Year IRA Certificate
1.02%$500-2 Year IRA Certificate
0.84%$500-18 Month IRA Certificate
0.68%$500-12 Month IRA Certificate
0.32%$500-6 Month IRA Certificate
Locations


Options Credit Union Locations
Branch Office5935 S Zang St Unit 4Littleton, CO 80127