Overview / Commentary
5935 S Zang St Unit 4
Littleton, CO 80127

Options Credit Union is headquartered in Littleton and is the 67th largest credit union in the state of Colorado. It is also the 4,542nd largest credit union in the nation. It was established in 1979 and as of September of 2018, it had grown to 3 employees and 794 members at 1 location. Options Credit Union's CD rates are 39% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Options Credit Union is open to all Colorado residents through membership in the Consumers United Association ($5 annual membership fee) to employees working in the 1900 Grant Building or the Creekside at Columbine office park. Also open to employees and members of the Denver Bar or Colorado Bar Association and members of the PPIAC.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Options Credit Union has a very low asset base.

Health Grade Components

NCUA #65111
Year Chartered1979
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD6.59%
Annual Interest Income$240.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$5.7MM$5.0MM
LoansQ3 2018vs Q3 2017$4.8MM$4.3MM
DepositsQ3 2018vs Q3 2017$5.2MM$4.6MM
Equity CapitalQ3 2018vs Q3 2017$425.00K$401.00K
Loan Loss AllowanceQ3 2018vs Q3 2017$18.00K$11.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$22.00K$6.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Options Credit Union Savings Account Rates

0.15%--COLTAF Account
0.10%$5-Regular Shares
0.05%--Christmas Club
0.05%--Secondary Shares

Options Credit Union Money Market Rates

0.30%*$50k*-Money Market Account
OTHER TIERS: 0.15% $2.5k - $15k | 0.20% $15k - $50k

Options Credit Union Checking Account Rates

0.15%$25k-Interest Options Checking

Options Credit Union CD Rates

1.65%$500-5 Year Share Certificate
1.62%$500-4 Year Share Certificate
1.48%$500-3 Year Share Certificate
1.35%$500-2 Year Share Certificate
1.25%$500-6 Month Share Certificate
1.25%$500-12 Month Share Certificate
1.25%$500-18 Month Share Certificate

Options Credit Union Locations
Branch Office5935 S Zang St Unit 4Littleton, CO 80127

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