Featured Savings Rates
Featured Accounts

Orange County's Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.00%5-year CD60 Month Term Share Certificate
1.45%4-year CD48 Month Term Share Certificate
1.20%3-year CD36 Month Term Share Certificate

Overview / Commentary
714-755-5900
1701 E Saint Andrew Pl
Santa Ana, CA 92705

Orange County's Credit Union is headquartered in Santa Ana and is the 28th largest credit union in the state of California. It is also the 166th largest credit union in the nation. It was established in 1938 and as of June of 2016, it had grown to 262 employees and 96,745 members at 11 locations. Orange County's Credit Union has an A+ health rating.

Field of Membership Restrictions

Orange County's Credit Union membership is available to anyone in California who lives or works in Orange or Riverside Counties and the neighboring communities of Long Beach, Signal Hill, Lakewood, and Cerritos. Family members of current credit union members are also eligible.
See current membership details

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Reviews (1)

Debit Feature On/Off Discrepancy

Posted by: GailLong | Aug 31, 2011

I had called Orange County Credit Union early in the year to have my debit overdraft feature "turned off".  When looking over my account online I realized that it had not been turned off.  I called them late May to "insure" this feature was turned off, spoke with them for half an hour about my concern asking to please turn this feature off as I did not want to get any overdrafts. A couple weeks ago, I noticed my debit card charges were going through and I was getting overdrafts.  I called again.  They said "yes" I had asked them to turn this feature off, but somehow it did not get turned off. I asked if they would refund my overdraft charges. After admitting they made a mistake they did not return all my overdraft charges. Then I called them again today, and they said it was not in their records that I ever called to turn off the feature, after the time before the agent said it WAS, INFACT, in their notes that I had called to have the feature turned off. Then it was not in their notes? Yikes....



Health
A+

Health Grade Components

Overall
NCUA #68416
Year Chartered1938
Employees262
Primary Regulator
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD10.4%
Annual Interest Income$19.9MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$1.41B$1.25B
LoansQ2 2016vs Q2 2015$844.4MM$738.1MM
DepositsQ2 2016vs Q2 2015$1.22B$1.09B
Equity CapitalQ2 2016vs Q2 2015$137.5MM$122.1MM
Loan Loss AllowanceQ2 2016vs Q2 2015$5.0MM$6.0MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.9MM$3.5MM
Real Estate OwnedQ2 2016vs Q2 2015$0$566.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Orange County's Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Savings
0.05%$100-Sand Dollar Savings
0.05%$100-Business Edge Savings
0.05%$100-Pacific Savings
0.05%$100-IRA Savings

Orange County's Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-Money Market
OTHER TIERS: 0.15% $2,500 - $25k | 0.20% $25k - $40k | 0.25% $40k - $100k | 0.27% $100k - $250k
0.30%*$250k*-Business Edge Money Market
OTHER TIERS: 0.15% $2,500 - $25k | 0.20% $25k - $40k | 0.25% $40k - $100k | 0.27% $100k - $250k

Orange County's Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Interest Checking
0.05%$100-Business Edge Interest Checking

Orange County's Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$100k*-60 Month Term Share Certificate
OTHER TIERS: 1.90% $1k - $25k | 1.95% $25k - $100k
2.00%*$100k*-60 Month Business Edge Certificate
OTHER TIERS: 1.90% $1k - $25k | 1.95% $25k - $100k
1.45%*$100k*-48 Month Term Share Certificate
OTHER TIERS: 1.35% $1k - $25k | 1.40% $25k - $100k
1.45%*$100k*-48 Month Business Edge Certificate
OTHER TIERS: 1.35% $1k - $25k | 1.40% $25k - $100k
1.20%*$100k*-36 Month Term Share Certificate
OTHER TIERS: 1.10% $1k - $25k | 1.15% $25k - $100k
1.20%*$100k*-36 Month Business Edge Certificate
OTHER TIERS: 1.10% $1k - $25k | 1.15% $25k - $100k
0.90%*$100k*-24 Month Term Share Certificate
OTHER TIERS: 0.75% $1k - $25k | 0.80% $25k - $100k
0.90%*$100k*-24 Month Business Edge Certificate
OTHER TIERS: 0.75% $1k - $25k | 0.80% $25k - $100k
0.65%*$100k*-18 Month Term Share Certificate
OTHER TIERS: 0.50% $1k - $25k | 0.55% $25k - $100k
0.65%*$100k*-18 Month Business Edge Certificate
OTHER TIERS: 0.50% $1k - $25k | 0.55% $25k - $100k
0.60%*$100k*-12 Month Term Share Certificate
OTHER TIERS: 0.45% $1k - $25k | 0.50% $25k - $100k
0.60%*$100k*-12 Month Business Edge Certificate
OTHER TIERS: 0.45% $1k - $25k | 0.50% $25k - $100k
0.35%*$100k*-6 Month Term Share Certificate
OTHER TIERS: 0.30% $1k - $25k | 0.32% $25k - $100k
0.35%*$100k*-6 Month Business Edge Certificate
OTHER TIERS: 0.30% $1k - $25k | 0.32% $25k - $100k

Orange County's Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$100k*-60 Month IRA Term Share Certificate
OTHER TIERS: 1.90% $1k - $25k | 1.95% $25k - $100k
1.45%*$100k*-48 Month IRA Term Share Certificate
OTHER TIERS: 1.35% $1k - $25k | 1.40% $25k - $100k
1.20%*$100k*-36 Month IRA Term Share Certificate
OTHER TIERS: 1.10% $1k - $25k | 1.15% $25k - $100k
0.90%*$100k*-24 Month IRA Term Share Certificate
OTHER TIERS: 0.75% $1k - $25k | 0.80% $25k - $100k
0.65%*$100k*-18 Month IRA Term Share Certificate
OTHER TIERS: 0.50% $1k - $25k | 0.55% $25k - $100k
0.60%*$100k*-12 Month IRA Term Share Certificate
OTHER TIERS: 0.45% $1k - $25k | 0.50% $25k - $100k
0.35%*$100k*-6 Month IRA Term Share Certificate
OTHER TIERS: 0.30% $1k - $25k | 0.32% $25k - $100k
Locations

Orange County's Credit Union has 11 locations. Click to view all Orange County's Credit Union locations.