The bank also offers a Health Savings Account that currently pays 5.10% APY. The bank's HSA page has the details of this account. There is a $25 opening fee, and a $2 monthly fee if the account balance falls below $2,500.
It appears a branch visit is required to open an account. Branches are located in the Oregon cities of Newport, Pacific City, Lincoln City and Waldport. The bank has been FDIC insured since 2002 (FDIC Certificate # 57373).