2.30% Reward Checking Account at Orrstown Bank in PA & MD


Update 10/15/09: The top rate has fallen to 2.30% APY.

Orrstown Bank is offering a reward checking account with the following rates and features if certain monthly requirements are met:
  • 2.30% APY on balances up to $25,000
  • 1.00% APY on balances over $25,000
  • 0.10% base rate if qualifications are not met
  • ATM fees refunded nationwide
These rates are listed at the bank's checking account page as of 3/25/09. The monthly requirements include:
  • 10 check card purchases
  • one direct deposit or online bill payment or ACH debit
  • receive e-statements
Additional features of the account regardless of the monthly requirements include:
  • no minimum balance requirement
  • no monthly fees
  • free bill pay
It appears that a branch visit is required to open an account. Branches are located in the Pennsylvania counties of Cumberland, Franklin and Perry and in Hagerstown, Maryland.

Orrstown Bank has been FDIC insured since 1934 (FDIC Certificate # 713).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Rate History:
10/01/09: 2.30% APY up to $25K
06/12/09: 3.05% APY up to $25K
04/10/09: 3.50% APY up to $25K
03/25/09: 4.00% APY up to $25K; 1.00% over; 0.10% base rate
Related Pages: Orrstown Bank, Washington, Baltimore, Harrisburg, Johnstown, checking account, reward checking account

  |     |   Comment #1
As of 6/12/09 the top rate has fallen to 3.05% APY. Other rates remain same.
  |     |   Comment #2
Rate has fallen to 0.75%   How long will OTB be around?

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