|APY||ACCOUNT TYPE||ACCOUNT NAME|
|0.80%||Savings||High Yield Share Account|
|0.20%||Savings||Regular Shares Account|
|0.20%||Savings||Miscellaneous & Travel|
Oswego Teachers Employees Federal Credit Union is headquartered in Oswego and is the 130th largest credit union in the state of New York. It is also the 2,573rd largest credit union in the nation. It was established in 1961 and as of December of 2017, it had grown to 6 employees and 2,681 members at 1 location. Oswego Teachers Employees Federal Credit Union's savings rates are 54% higher than the national average, and it has a B+ health rating.
Membership is open to employees of the A.P.W., Hannibal, Oswego, Central Square, Mexico, Pulaski, Sandy Creek school districts, B.O.C.E.S. and the Oswego City Library.
See current membership details
|Return on Assets - YTD||0.77%|
|Return on Equity - YTD||7.11%|
|Annual Interest Income||$1.1MM|
|Assets and Liabilities|
|Assets||Q4 2017vs Q4 2016||$39.3MM$36.2MM|
|Loans||Q4 2017vs Q4 2016||$18.6MM$15.2MM|
|Deposits||Q4 2017vs Q4 2016||$34.9MM$32.1MM|
|Equity Capital||Q4 2017vs Q4 2016||$4.2MM$3.9MM|
|Loan Loss Allowance||Q4 2017vs Q4 2016||$159.00K$159.00K|
|Unbacked Noncurrent Loans||Q4 2017vs Q4 2016||$81.00K$18.00K|
|Real Estate Owned||Q4 2017vs Q4 2016||$0$0|
Always verify rates and promotions with the bank or credit union. We are not Oswego Teachers Employees Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|0.80%*||$200k*||$1m||High Yield Share Account|
|OTHER TIERS: 0.45% → $2,500 - $25k | 0.55% → $25k - $50k | 0.60% → $50k - $100k | 0.70% → $100k - $200k|
|0.40%||-||-||IRA Shares Account|
|0.20%||-||-||Regular Shares Account|
|0.20%||-||-||Summer Savings Shares|
|0.20%||-||-||Christmas Savings Shares|
|0.20%||-||-||Miscellaneous & Travel|
|Oswego Teachers Employees Federal Credit Union Locations|
|Branch Office||113 W Albany St||Oswego, NY 13126-2410|