Competitive CD Rates at Our Community Credit Union - WA State Only


1.55%$1k-Our Community Credit Union4 Year Share Certificate
1.05%$1k-Our Community Credit Union3 Year Share Certificate
0.85%$1k-Our Community Credit Union2 Year Share Certificate
0.60%$1k-Our Community Credit Union1 Year Share Certificate
0.30%$1k-Our Community Credit Union6 Month Share Certificate
Accounts mentioned in this post. Rates as of February 28, 2017.

Our Community Credit Union is offering very competitive CD and IRA CD rates for terms from 6 months to 4 years. The following rates are listed in the credit union's rates page as of 1/25/2012:

  • 1.04% APY 6 months CD
  • 1.20% APY 1 year CD
  • 1.50% APY 2 year CD
  • 2.00% APY 3 year CD
  • 2.15% APY 4 year CD

Minimum deposit is $1,000. Additional CD details are listed below the CD table in the credit union's rates page. Some of the notable details include:

Certificate terms of 2 years or less are eligible for a one time rate bump.

Penalty will apply to only the portion of funds withdrawn: 60 days in loss of dividends for certificates 1 year or less and 180 days for 2, 3, & 4 year certificates.

Like many Washington State credit unions, anyone who lives, works or attends school in Washington State is eligible to join. Please refer to the credit union's Join Us page for more details. Membership requires a minimum $25 deposit in the savings account.

Our Community Credit Union branches are located in the Washington State cities of Shelton, Union, McCleary, Elma and Montesano. The credit union is part of the shared branch network CU Service Centers. This allows members to conduct many banking transactions at credit unions that are part of this network around the country.

The credit union is federally insured by the NCUA (Charter # 68609).

How These CD Rate Compares

Most all of Our Community Credit Union CD rates are better than what you can get from nationally available CDs. For example, the best 1-year CD rate that's nationally available is 1.16% APY at Pentagon Federal Credit Union, and the best 2-year CD rate is 1.41% APY at Melrose Credit Union. These rates are accurate as of 1/25/2012.

Searching for the Best CD Rates

To search for the best nationwide CD rates and the best CD rates in your state, please refer to the CD rates section of