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Overview / Commentary
2250 S Redwood Rd Ste 6
Salt Lake City, UT 84119-1356

P & S Credit Union is headquartered in Salt Lake City and is the 40th largest credit union in the state of Utah. It is also the 3,653rd largest credit union in the nation. It was established in 1980 and as of December of 2017, it had grown to 4 employees and 1,669 members at 5 locations. P & S Credit Union has a B health rating.

Field of Membership Restrictions

Must be a member of U.A. Local 140 Pipefitters-Plumbers-HVAC & R, Boilermakers Local Union #182, Paper Workers Local #700, Insulators Local #69 or Iron Workers Local 27.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. P & S Credit Union has a low asset base.

Health Grade Components

NCUA #67056
Year Chartered1980
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD7.8%
Annual Interest Income$547.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$15.7MM$14.8MM
LoansQ4 2017vs Q4 2016$10.5MM$8.7MM
DepositsQ4 2017vs Q4 2016$14.2MM$13.5MM
Equity CapitalQ4 2017vs Q4 2016$1.4MM$1.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$137.00K$159.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$40.00K$0
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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P & S Credit Union Savings Account Rates

0.25%--Traditional IRA
0.10%$100-Share Youth Savings
0.10%--Share Holiday Club
0.10%--Share Vacation Club

P & S Credit Union CD Rates

0.20%$500-6 Months CD

P & S Credit Union Locations
Branch Office1845 Satellite Blvd Suite#300Duluth, GA 30097
Branch Office75 Remittance Dr Dept 6958Chicago, IL 60675-6958
Branch Office2250 S Redwood Rd Ste 6Salt Lake City, UT 84119-1356
Branch Office1805 S Redwood RdSalt Lake City, UT 84104-5120
Branch Office4897 W Lake Park BlvdSalt Lake City, UT 84120-8205