Featured Savings Rates
Featured Accounts

P S T C Employees Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.30%1-year CD12 Month CD
0.25%SavingsShare Savings Account
1.55%3-year CD30 Month CD

Overview / Commentary
610-352-2000
1402 Bywood Ave
Upper Darby, PA 19082

P S T C Employees Federal Credit Union is headquartered in Upper Darby and is the 140th largest credit union in the state of Pennsylvania. It is also the 2,706th largest credit union in the nation. It was established in 1954 and as of September of 2016, it had grown to 7 employees and 3,680 members at 1 location. P S T C Employees Federal Credit Union's CD rates are 44% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of SEPTA (Suburban Transit Division, who work in Delaware, Chester or Montgomery Counties or City Transit Division, who work in the Market-Frankford Elevated Train Shops and Yards in Upper Darby), Upper Darby Township, Haverford Township, Don Guanella School, Upper Darby Township Fire Companies, Haverford Township Fire Companies, Philadelphia Seventh Day Adventist Church, or DELCO Child Day Care Association.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. P S T C Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #9622
Year Chartered1954
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD1.35%
Return on Equity - YTD7.98%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$35.4MM$34.7MM
LoansQ3 2016vs Q3 2015$19.9MM$20.1MM
DepositsQ3 2016vs Q3 2015$29.3MM$29.1MM
Equity CapitalQ3 2016vs Q3 2015$6.0MM$5.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$849.00K$821.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$790.00K$836.00K
Real Estate OwnedQ3 2016vs Q3 2015$27.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

P S T C Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%*$50k*-IRA
OTHER TIERS: 1.00% Up to $10k | 1.10% $10k - $25k | 1.20% $25k - $50k
0.25%--Share Savings Account
0.25%--Club Accounts

P S T C Employees Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$2k-Money Market

P S T C Employees Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Share Draft

P S T C Employees Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$500-30 Month CD
1.30%*$50k*-12 Month CD
OTHER TIERS: 1.00% $500 - $10k | 1.10% $10k - $25k | 1.20% $25k - $50k
0.60%$500-6 Month CD
Locations


P S T C Employees Federal Credit Union Locations
Branch Office1402 Bywood AveUpper Darby, PA 19082