Featured Savings Rates
Featured Accounts

PacTrans Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD1 Year Share Certificate
0.15%SavingsPrime Share
1.25%4-year CD4 Year Share Certificate

Overview / Commentary
424-233-3089
101 W. Walnut Street Suite #101
Gardena, CA 90248

PacTrans Federal Credit Union is headquartered in GARDENA and is the 187th largest credit union in the state of California. It is also the 2,019th largest credit union in the nation. It was established in 1939 and as of March of 2016, it had grown to 21 employees and 6,466 members at 3 locations. PacTrans Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of Union Pacific, Amtrak, and other companies, as well as membership is select organizations.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. PacTrans Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #3378
Year Chartered1939
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD-0.47%
Return on Equity - YTD-2.47%
Annual Interest Income$572.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$66.0MM$66.5MM
LoansQ1 2016vs Q1 2015$34.9MM$33.2MM
DepositsQ1 2016vs Q1 2015$52.9MM$53.4MM
Equity CapitalQ1 2016vs Q1 2015$12.4MM$12.6MM
Loan Loss AllowanceQ1 2016vs Q1 2015$182.00K$242.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$260.00K$558.00K
Real Estate OwnedQ1 2016vs Q1 2015$268.00K$268.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PacTrans Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$25-Prime Share
0.15%--Holiday Club
0.15%$25-Junior Savings Account

PacTrans Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Elite Money Manager
OTHER TIERS: 0.15% $2,500 - $10k | 0.20% $10k - $50k | 0.25% $50k - $100k

PacTrans Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$25-Interest Checking

PacTrans Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$50k*-4 Year Share Certificate
OTHER TIERS: 1.15% $1k - $25k | 1.20% $25k - $50k
1.00%*$50k*-3 Year Share Certificate
OTHER TIERS: 0.90% $1k - $25k | 0.95% $25k - $50k
0.70%*$50k*-2 Year Share Certificate
OTHER TIERS: 0.60% $1k - $25k | 0.65% $25k - $50k
0.50%*$50k*-1 Year Share Certificate
OTHER TIERS: 0.40% $1k - $25k | 0.45% $25k - $50k
0.30%*$50k*-6 Month Share Certificate
OTHER TIERS: 0.25% $1k - $50k
0.15%$1k-3 Month Share Certificate

PacTrans Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$50k*-4 Year IRA Certificate
OTHER TIERS: 1.15% $1k - $25k | 1.20% $25k - $50k
1.00%*$50k*-3 Year IRA Certificate
OTHER TIERS: 0.90% $1k - $25k | 0.95% $25k - $50k
0.70%*$50k*-2 Year IRA Certificate
OTHER TIERS: 0.60% $1k - $25k | 0.65% $25k - $50k
0.50%*$50k*-1 Year IRA Certificate
OTHER TIERS: 0.40% $1k - $25k | 0.45% $25k - $50k
0.30%*$50k*-6 Month IRA Certificate
OTHER TIERS: 0.25% $1k - $50k
0.15%$1k-3 Month IRA Certificate
Locations


PacTrans Federal Credit Union Locations
Branch Office2401 E Sepulveda BlvdLong Beach, CA 90810
Branch Office444 S Waterman AveSan Bernardino, CA 92408
Branch Office19100 Slover AveBloomington, CA 92316-2457