Overview / Commentary
833 Washington Street
Reading, PA 19601

Pagoda Federal Credit Union is headquartered in Reading and is the 166th largest credit union in the state of Pennsylvania. It is also the 3,187th largest credit union in the nation. It was established in 1963 and as of September of 2018, it had grown to 6 employees and 3,620 members at 2 locations. Pagoda Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in, and businesses and legal entities located in Berks County in Pennsylvania.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Pagoda Federal Credit Union has a low asset base.

Health Grade Components

NCUA #15532
Year Chartered1963
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD9.41%
Annual Interest Income$540.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$23.6MM$23.9MM
LoansQ3 2018vs Q3 2017$9.4MM$10.3MM
DepositsQ3 2018vs Q3 2017$21.7MM$22.2MM
Equity CapitalQ3 2018vs Q3 2017$1.8MM$1.7MM
Loan Loss AllowanceQ3 2018vs Q3 2017$51.00K$52.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$9.00K$15.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pagoda Federal Credit Union Savings Account Rates

0.05%*$15k*-Regular Share
OTHER TIERS: 0.03% $100 - $2.5k | 0.04% $2.5k - $15k
0.05%*$15k*-Club Account
OTHER TIERS: 0.03% $100 - $2.5k | 0.04% $2.5k - $15k
0.05%*$15k*-IRA Accumulation
OTHER TIERS: 0.03% $100 - $2.5k | 0.04% $2.5k - $15k

Pagoda Federal Credit Union CD Rates

0.25%$500-12 Month Share Certificate

Pagoda Federal Credit Union Locations
Branch Office833 Washington StReading, PA 19601-3658
Branch Office4453 5th Street HwyTemple, PA 19560

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